W.R. Berkley Corporation 5.10%
W.R. Berkley Corporation 5.10% Fundamental Analysis
W.R. Berkley Corporation 5.10% (WRB-PF) shows strong financial fundamentals with a PE ratio of 13.84, profit margin of 12.64%, and ROE of 26.08%. The company generates $14.2B in annual revenue with moderate year-over-year growth of 7.82%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.4/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze WRB-PF's fundamental strength across five key dimensions:
Efficiency Score
WeakWRB-PF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentWRB-PF trades at attractive valuation levels.
Growth Score
ModerateWRB-PF shows steady but slowing expansion.
Financial Health Score
ModerateWRB-PF shows balanced financial health with some risks.
Profitability Score
ModerateWRB-PF maintains healthy but balanced margins.
Key Financial Metrics
Is WRB-PF Expensive or Cheap?
P/E Ratio
WRB-PF trades at 13.84 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, WRB-PF's PEG of 1.54 indicates fair valuation.
Price to Book
The market values W.R. Berkley Corporation 5.10% at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.08 times EBITDA. This signals the market has high growth expectations.
How Well Does WRB-PF Make Money?
Net Profit Margin
For every $100 in sales, W.R. Berkley Corporation 5.10% keeps $12.64 as profit after all expenses.
Operating Margin
Core operations generate 16.24 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $26.08 in profit for every $100 of shareholder equity.
ROA
W.R. Berkley Corporation 5.10% generates $4.24 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
W.R. Berkley Corporation 5.10% produces operating cash flow of $3.44B, showing steady but balanced cash generation.
Free Cash Flow
W.R. Berkley Corporation 5.10% generates strong free cash flow of $3.27B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $8.74 in free cash annually.
FCF Yield
WRB-PF converts 13.82% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.84
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.54
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.00
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.67
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.26
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How WRB-PF Stacks Against Its Sector Peers
| Metric | WRB-PF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.84 | 19.02 | Better (Cheaper) |
| ROE | 26.08% | 818.00% | Weak |
| Net Margin | 12.64% | 1593.00% | Weak |
| Debt/Equity | 0.00 | 0.99 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 669.82 | Weak Liquidity |
| ROA | 4.24% | -24701.00% (disorted) | Weak |
WRB-PF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews W.R. Berkley Corporation 5.10%'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
94.39%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
258.99%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
141.02%
Industry Style: Value, Dividend, Cyclical
High Growth