Kingstone Companies, Inc.
Kingstone Companies, Inc. Fundamental Analysis
Kingstone Companies, Inc. (KINS) shows moderate financial fundamentals with a PE ratio of 7.17, profit margin of 14.91%, and ROE of 0.11%. The company generates $0.2B in annual revenue with strong year-over-year growth of 28.39%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 75.9/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze KINS's fundamental strength across five key dimensions:
Efficiency Score
WeakKINS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentKINS trades at attractive valuation levels.
Growth Score
ExcellentKINS delivers strong and consistent growth momentum.
Financial Health Score
ExcellentKINS maintains a strong and stable balance sheet.
Profitability Score
WeakKINS struggles to sustain strong margins.
Key Financial Metrics
Is KINS Expensive or Cheap?
P/E Ratio
KINS trades at 7.17 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, KINS's PEG of 0.27 indicates potential undervaluation.
Price to Book
The market values Kingstone Companies, Inc. at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 178.38 times EBITDA. This signals the market has high growth expectations.
How Well Does KINS Make Money?
Net Profit Margin
For every $100 in sales, Kingstone Companies, Inc. keeps $14.91 as profit after all expenses.
Operating Margin
Core operations generate 18.67 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.11 in profit for every $100 of shareholder equity.
ROA
Kingstone Companies, Inc. generates $0.01 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Kingstone Companies, Inc. generates strong operating cash flow of $8.79B, reflecting robust business health.
Free Cash Flow
Kingstone Companies, Inc. generates strong free cash flow of $8.79B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $606.80 in free cash annually.
FCF Yield
KINS converts 39.72% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
7.17
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.27
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.002
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.07
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.04
vs 25 benchmark
Current Ratio
Current assets to current liabilities
5.37
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.001
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How KINS Stacks Against Its Sector Peers
| Metric | KINS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 7.17 | 18.88 | Better (Cheaper) |
| ROE | 0.11% | 801.00% | Weak |
| Net Margin | 14.91% | 2213.00% | Weak |
| Debt/Equity | 0.04 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 5.37 | 615.97 | Strong Liquidity |
| ROA | 0.01% | -19854.00% (disorted) | Weak |
KINS outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Kingstone Companies, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
16.73%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
3127.69%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
670.64%
Industry Style: Value, Dividend, Cyclical
High Growth