Flywire Corporation
Flywire Corporation Fundamental Analysis
Flywire Corporation (FLYW) shows weak financial fundamentals with a PE ratio of 64.95, profit margin of 4.45%, and ROE of 0.01%. The company generates $0.7B in annual revenue with strong year-over-year growth of 26.59%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 54.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FLYW's fundamental strength across five key dimensions:
Efficiency Score
WeakFLYW struggles to generate sufficient returns from assets.
Valuation Score
ModerateFLYW shows balanced valuation metrics.
Growth Score
ModerateFLYW shows steady but slowing expansion.
Financial Health Score
ExcellentFLYW maintains a strong and stable balance sheet.
Profitability Score
WeakFLYW struggles to sustain strong margins.
Key Financial Metrics
Is FLYW Expensive or Cheap?
P/E Ratio
FLYW trades at 64.95 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, FLYW's PEG of -0.06 indicates potential undervaluation.
Price to Book
The market values Flywire Corporation at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 4786.45 times EBITDA. This signals the market has high growth expectations.
How Well Does FLYW Make Money?
Net Profit Margin
For every $100 in sales, Flywire Corporation keeps $4.45 as profit after all expenses.
Operating Margin
Core operations generate 5.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.01 in profit for every $100 of shareholder equity.
ROA
Flywire Corporation generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Flywire Corporation produces operating cash flow of $162.37M, showing steady but balanced cash generation.
Free Cash Flow
Flywire Corporation generates strong free cash flow of $159.01M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.31 in free cash annually.
FCF Yield
FLYW converts 8.17% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
64.95
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.06
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.002
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.88
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.75
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.00
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How FLYW Stacks Against Its Sector Peers
| Metric | FLYW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 64.95 | 36.74 | Worse (Expensive) |
| ROE | 0.01% | 968.00% | Weak |
| Net Margin | 4.45% | 5945062585.00% | Weak |
| Debt/Equity | 0.00 | 0.34 | Strong (Low Leverage) |
| Current Ratio | 1.75 | 4.94 | Neutral |
| ROA | 0.00% | -296476.00% (disorted) | Weak |
FLYW outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Flywire Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
290.59%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
200.40%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
681.89%
Industry Style: Growth, Innovation, High Beta
High Growth