Flywire Corporation
Flywire Corporation Fundamental Analysis
Flywire Corporation (FLYW) shows moderate financial fundamentals with a PE ratio of -563.90, profit margin of -0.42%, and ROE of -0.30%. The company generates $0.6B in annual revenue with strong year-over-year growth of 22.09%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 47.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze FLYW's fundamental strength across five key dimensions:
Efficiency Score
WeakFLYW struggles to generate sufficient returns from assets.
Valuation Score
ModerateFLYW shows balanced valuation metrics.
Growth Score
ModerateFLYW shows steady but slowing expansion.
Financial Health Score
ExcellentFLYW maintains a strong and stable balance sheet.
Profitability Score
WeakFLYW struggles to sustain strong margins.
Key Financial Metrics
Is FLYW Expensive or Cheap?
P/E Ratio
FLYW trades at -563.90 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FLYW's PEG of 3.84 indicates potential overvaluation.
Price to Book
The market values Flywire Corporation at 1.66 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 51.11 times EBITDA. This signals the market has high growth expectations.
How Well Does FLYW Make Money?
Net Profit Margin
For every $100 in sales, Flywire Corporation keeps $-0.42 as profit after all expenses.
Operating Margin
Core operations generate 1.11 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-0.30 in profit for every $100 of shareholder equity.
ROA
Flywire Corporation generates $-0.19 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Flywire Corporation generates limited operating cash flow of $52.87M, signaling weaker underlying cash strength.
Free Cash Flow
Flywire Corporation produces free cash flow of $47.77M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $0.40 in free cash annually.
FCF Yield
FLYW converts 3.60% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-563.90
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.84
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.66
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.31
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.02
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.53
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.00
vs 25 benchmark
ROA
Return on assets percentage
-0.00
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How FLYW Stacks Against Its Sector Peers
| Metric | FLYW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -563.90 | 35.19 | Better (Cheaper) |
| ROE | -0.30% | 1155.00% | Weak |
| Net Margin | -0.42% | -127067.00% (disorted) | Weak |
| Debt/Equity | 0.02 | 0.41 | Strong (Low Leverage) |
| Current Ratio | 1.53 | 4.71 | Neutral |
| ROA | -0.19% | -314918.00% (disorted) | Weak |
FLYW outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Flywire Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
321.84%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
111.73%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
1727.11%
Industry Style: Growth, Innovation, High Beta
High Growth