Jiangxi Bank Co., Ltd. Fundamental Analysis
Jiangxi Bank Co., Ltd. (1916.HK) shows weak financial fundamentals with a PE ratio of 31.30, profit margin of 24.99%, and ROE of 2.22%. The company generates $0.4B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 23.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 1916.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak1916.HK struggles to generate sufficient returns from assets.
Valuation Score
Moderate1916.HK shows balanced valuation metrics.
Growth Score
Moderate1916.HK shows steady but slowing expansion.
Financial Health Score
Weak1916.HK carries high financial risk with limited liquidity.
Profitability Score
Excellent1916.HK achieves industry-leading margins.
Key Financial Metrics
Is 1916.HK Expensive or Cheap?
P/E Ratio
1916.HK trades at 31.30 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, 1916.HK's PEG of -3.57 indicates potential undervaluation.
Price to Book
The market values Jiangxi Bank Co., Ltd. at 0.76 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -86.49 times EBITDA. This is generally considered low.
How Well Does 1916.HK Make Money?
Net Profit Margin
For every $100 in sales, Jiangxi Bank Co., Ltd. keeps $24.99 as profit after all expenses.
Operating Margin
Core operations generate 22.56 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.22 in profit for every $100 of shareholder equity.
ROA
Jiangxi Bank Co., Ltd. generates $0.16 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Jiangxi Bank Co., Ltd. generates strong operating cash flow of $1.36B, reflecting robust business health.
Free Cash Flow
Jiangxi Bank Co., Ltd. generates strong free cash flow of $1.34B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.22 in free cash annually.
FCF Yield
1916.HK converts 3.67% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
31.30
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-3.57
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.76
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.86
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.70
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.24
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How 1916.HK Stacks Against Its Sector Peers
| Metric | 1916.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 31.30 | 21.39 | Worse (Expensive) |
| ROE | 2.22% | 613.00% | Weak |
| Net Margin | 24.99% | -16884.00% (disorted) | Strong |
| Debt/Equity | 3.70 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.24 | 933.65 | Weak Liquidity |
| ROA | 0.16% | -847.00% (disorted) | Weak |
1916.HK outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Jiangxi Bank Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical