VLS Finance Limited Fundamental Analysis (NSE: VLSFINANCE.NS)
VLS Finance Limited Fundamental Analysis (NSE: VLSFINANCE.NS)
VLS Finance Limited (NSE: VLSFINANCE.NS) shows moderate financial fundamentals with a PE ratio of 15.91, profit margin of 61.83%, and ROE of 1.96%. The company generates $0.8B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 43.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze VLSFINANCE.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakVLSFINANCE.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentVLSFINANCE.NS trades at attractive valuation levels.
Growth Score
ModerateVLSFINANCE.NS shows steady but slowing expansion.
Financial Health Score
ModerateVLSFINANCE.NS shows balanced financial health with some risks.
Profitability Score
ModerateVLSFINANCE.NS maintains healthy but balanced margins.
Key Financial Metrics
Is VLSFINANCE.NS Expensive or Cheap?
P/E Ratio
VLSFINANCE.NS trades at 15.91 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, VLSFINANCE.NS's PEG of -0.03 indicates potential undervaluation.
Price to Book
The market values VLS Finance Limited at 0.37 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 15.61 times EBITDA. This signals the market has high growth expectations.
How Well Does VLSFINANCE.NS Make Money?
Net Profit Margin
For every $100 in sales, VLS Finance Limited keeps $61.83 as profit after all expenses.
Operating Margin
Core operations generate 58.36 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.96 in profit for every $100 of shareholder equity.
ROA
VLS Finance Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
VLS Finance Limited generates limited operating cash flow of $-45.76M, signaling weaker underlying cash strength.
Free Cash Flow
VLS Finance Limited generates weak or negative free cash flow of $-45.76M, restricting financial flexibility.
FCF Per Share
Each share generates $-1.46 in free cash annually.
FCF Yield
VLSFINANCE.NS converts -0.59% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.91
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
10.37
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How VLSFINANCE.NS Stacks Against Its Sector Peers
| Metric | VLSFINANCE.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.91 | 21.10 | Better (Cheaper) |
| ROE | 1.96% | 652.00% | Weak |
| Net Margin | 61.83% | -1585.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 910.69 | Weak Liquidity |
| ROA | 0.00% | -574.00% (disorted) | Weak |
VLSFINANCE.NS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews VLS Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical