Varengold Bank AG Fundamental Analysis
Varengold Bank AG (VG8.DE) shows weak financial fundamentals with a PE ratio of 47.98, profit margin of 0.89%, and ROE of 0.67%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 34.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze VG8.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakVG8.DE struggles to generate sufficient returns from assets.
Valuation Score
ModerateVG8.DE shows balanced valuation metrics.
Growth Score
ModerateVG8.DE shows steady but slowing expansion.
Financial Health Score
ExcellentVG8.DE maintains a strong and stable balance sheet.
Profitability Score
WeakVG8.DE struggles to sustain strong margins.
Key Financial Metrics
Is VG8.DE Expensive or Cheap?
P/E Ratio
VG8.DE trades at 47.98 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, VG8.DE's PEG of -0.39 indicates potential undervaluation.
Price to Book
The market values Varengold Bank AG at 0.32 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.42 times EBITDA. This signals the market has high growth expectations.
How Well Does VG8.DE Make Money?
Net Profit Margin
For every $100 in sales, Varengold Bank AG keeps $0.89 as profit after all expenses.
Operating Margin
Core operations generate 3.49 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.67 in profit for every $100 of shareholder equity.
ROA
Varengold Bank AG generates $0.05 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Varengold Bank AG generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Varengold Bank AG generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
VG8.DE converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
47.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.39
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.32
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.43
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.41
vs 25 benchmark
Current Ratio
Current assets to current liabilities
291.81
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.007
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How VG8.DE Stacks Against Its Sector Peers
| Metric | VG8.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 47.98 | 21.31 | Worse (Expensive) |
| ROE | 0.67% | 637.00% | Weak |
| Net Margin | 0.89% | -930.00% (disorted) | Weak |
| Debt/Equity | 0.41 | 1.50 | Strong (Low Leverage) |
| Current Ratio | 291.81 | 918.84 | Strong Liquidity |
| ROA | 0.05% | -868.00% (disorted) | Weak |
VG8.DE outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Varengold Bank AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical