UWM Holdings Corporation Fundamental Analysis (NYSE: UWMC-WT)
UWM Holdings Corporation Fundamental Analysis (NYSE: UWMC-WT)
UWM Holdings Corporation (NYSE: UWMC-WT) shows weak financial fundamentals with a PE ratio of -17.48, profit margin of -1.16%, and ROE of -20.07%. The company generates $1195.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -63.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze UWMC-WT's fundamental strength across five key dimensions:
Efficiency Score
WeakUWMC-WT struggles to generate sufficient returns from assets.
Valuation Score
ExcellentUWMC-WT trades at attractive valuation levels.
Growth Score
WeakUWMC-WT faces weak or negative growth trends.
Financial Health Score
WeakUWMC-WT carries high financial risk with limited liquidity.
Profitability Score
WeakUWMC-WT struggles to sustain strong margins.
Key Financial Metrics
Is UWMC-WT Expensive or Cheap?
P/E Ratio
UWMC-WT trades at -17.48 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, UWMC-WT's PEG of 0.03 indicates potential undervaluation.
Price to Book
The market values UWM Holdings Corporation at 2.21 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -16.32 times EBITDA. This is generally considered low.
How Well Does UWMC-WT Make Money?
Net Profit Margin
For every $100 in sales, UWM Holdings Corporation keeps $-1.16 as profit after all expenses.
Operating Margin
Core operations generate 29.70 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-20.07 in profit for every $100 of shareholder equity.
ROA
UWM Holdings Corporation generates $-0.21 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
UWM Holdings Corporation generates limited operating cash flow of $-1.81T, signaling weaker underlying cash strength.
Free Cash Flow
UWM Holdings Corporation generates weak or negative free cash flow of $-1.84T, restricting financial flexibility.
FCF Per Share
Each share generates $-23.28 in free cash annually.
FCF Yield
UWMC-WT converts -2.29% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-17.48
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.21
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.66
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
109.53
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.20
vs 25 benchmark
ROA
Return on assets percentage
-0.00
vs 25 benchmark
ROCE
Return on capital employed
0.15
vs 25 benchmark
How UWMC-WT Stacks Against Its Sector Peers
| Metric | UWMC-WT Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -17.48 | 21.10 | Better (Cheaper) |
| ROE | -20.07% | 652.00% | Weak |
| Net Margin | -1.16% | -1585.00% (disorted) | Weak |
| Debt/Equity | 109.53 | 0.91 | Weak (High Leverage) |
| Current Ratio | 1.00 | 910.69 | Weak Liquidity |
| ROA | -0.21% | -574.00% (disorted) | Weak |
UWMC-WT outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews UWM Holdings Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical