Times Guaranty Limited Fundamental Analysis (NSE: TIMESGTY.NS)
Times Guaranty Limited Fundamental Analysis (NSE: TIMESGTY.NS)
Times Guaranty Limited (NSE: TIMESGTY.NS) shows weak financial fundamentals with a PE ratio of 202.98, profit margin of 61.21%, and ROE of 2.67%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 11.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze TIMESGTY.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakTIMESGTY.NS struggles to generate sufficient returns from assets.
Valuation Score
WeakTIMESGTY.NS trades at a premium to fair value.
Growth Score
ModerateTIMESGTY.NS shows steady but slowing expansion.
Financial Health Score
ModerateTIMESGTY.NS shows balanced financial health with some risks.
Profitability Score
ModerateTIMESGTY.NS maintains healthy but balanced margins.
Key Financial Metrics
Is TIMESGTY.NS Expensive or Cheap?
P/E Ratio
TIMESGTY.NS trades at 202.98 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, TIMESGTY.NS's PEG of 7.23 indicates potential overvaluation.
Price to Book
The market values Times Guaranty Limited at 5.39 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 156.37 times EBITDA. This signals the market has high growth expectations.
How Well Does TIMESGTY.NS Make Money?
Net Profit Margin
For every $100 in sales, Times Guaranty Limited keeps $61.21 as profit after all expenses.
Operating Margin
Core operations generate 82.18 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.67 in profit for every $100 of shareholder equity.
ROA
Times Guaranty Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Times Guaranty Limited generates limited operating cash flow of $-171.32M, signaling weaker underlying cash strength.
Free Cash Flow
Times Guaranty Limited generates weak or negative free cash flow of $-171.32M, restricting financial flexibility.
FCF Per Share
Each share generates $-19.05 in free cash annually.
FCF Yield
TIMESGTY.NS converts -6.66% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
202.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
7.23
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.39
vs 25 benchmark
P/S Ratio
Price to sales ratio
123.34
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How TIMESGTY.NS Stacks Against Its Sector Peers
| Metric | TIMESGTY.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 202.98 | 21.10 | Worse (Expensive) |
| ROE | 2.67% | 652.00% | Weak |
| Net Margin | 61.21% | -1585.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 910.69 | Weak Liquidity |
| ROA | 0.00% | -574.00% (disorted) | Weak |
TIMESGTY.NS outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Times Guaranty Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical