SCOR SE
SCOR SE Fundamental Analysis
SCOR SE (SZCRF) shows moderate financial fundamentals with a PE ratio of 6.71, profit margin of 5.33%, and ROE of 19.26%. The company generates $16.1B in annual revenue with moderate year-over-year growth of 3.60%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 54.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze SZCRF's fundamental strength across five key dimensions:
Efficiency Score
WeakSZCRF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSZCRF trades at attractive valuation levels.
Growth Score
ModerateSZCRF shows steady but slowing expansion.
Financial Health Score
ExcellentSZCRF maintains a strong and stable balance sheet.
Profitability Score
ModerateSZCRF maintains healthy but balanced margins.
Key Financial Metrics
Is SZCRF Expensive or Cheap?
P/E Ratio
SZCRF trades at 6.71 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SZCRF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values SCOR SE at 1.29 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.92 times EBITDA. This is generally considered low.
How Well Does SZCRF Make Money?
Net Profit Margin
For every $100 in sales, SCOR SE keeps $5.33 as profit after all expenses.
Operating Margin
Core operations generate 28.69 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $19.26 in profit for every $100 of shareholder equity.
ROA
SCOR SE generates $2.36 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
SCOR SE generates limited operating cash flow of $748.40M, signaling weaker underlying cash strength.
Free Cash Flow
SCOR SE produces free cash flow of $697.03M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $3.89 in free cash annually.
FCF Yield
SZCRF converts 12.05% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
6.71
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.29
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.36
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.81
vs 25 benchmark
Current Ratio
Current assets to current liabilities
133.06
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.13
vs 25 benchmark
How SZCRF Stacks Against Its Sector Peers
| Metric | SZCRF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 6.71 | 18.99 | Better (Cheaper) |
| ROE | 19.26% | 812.00% | Weak |
| Net Margin | 5.33% | 1310.00% | Weak |
| Debt/Equity | 0.81 | 0.90 | Neutral |
| Current Ratio | 133.06 | 644.08 | Strong Liquidity |
| ROA | 2.36% | -21307.00% (disorted) | Weak |
SZCRF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews SCOR SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
9.59%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
278.85%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
10.92%
Industry Style: Value, Dividend, Cyclical
High Growth