SiriusPoint Ltd. Fundamental Analysis (NYSE: SPNT-PB)
SiriusPoint Ltd. Fundamental Analysis (NYSE: SPNT-PB)
SiriusPoint Ltd. (NYSE: SPNT-PB) shows moderate financial fundamentals with a PE ratio of 6.30, profit margin of 15.47%, and ROE of 22.02%. The company generates $2.4B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 71.9/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze SPNT-PB's fundamental strength across five key dimensions:
Efficiency Score
WeakSPNT-PB struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSPNT-PB trades at attractive valuation levels.
Growth Score
WeakSPNT-PB faces weak or negative growth trends.
Financial Health Score
ModerateSPNT-PB shows balanced financial health with some risks.
Profitability Score
ExcellentSPNT-PB achieves industry-leading margins.
Key Financial Metrics
Is SPNT-PB Expensive or Cheap?
P/E Ratio
SPNT-PB trades at 6.30 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SPNT-PB's PEG of 0.02 indicates potential undervaluation.
Price to Book
The market values SiriusPoint Ltd. at 1.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 4.72 times EBITDA. This is generally considered low.
How Well Does SPNT-PB Make Money?
Net Profit Margin
For every $100 in sales, SiriusPoint Ltd. keeps $15.47 as profit after all expenses.
Operating Margin
Core operations generate 18.17 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $22.02 in profit for every $100 of shareholder equity.
ROA
SiriusPoint Ltd. generates $4.01 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
SiriusPoint Ltd. produces operating cash flow of $242.07M, showing steady but balanced cash generation.
Free Cash Flow
SiriusPoint Ltd. generates strong free cash flow of $242.07M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.83 in free cash annually.
FCF Yield
SPNT-PB converts 10.97% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
6.30
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.93
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.30
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.92
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.22
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.18
vs 25 benchmark
How SPNT-PB Stacks Against Its Sector Peers
| Metric | SPNT-PB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 6.30 | 21.04 | Better (Cheaper) |
| ROE | 22.02% | 654.00% | Weak |
| Net Margin | 15.47% | -611.00% (disorted) | Strong |
| Debt/Equity | 0.30 | 0.87 | Strong (Low Leverage) |
| Current Ratio | 0.92 | 877.76 | Weak Liquidity |
| ROA | 4.01% | 6601.00% | Weak |
SPNT-PB outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews SiriusPoint Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical