SiriusPoint Ltd.
SiriusPoint Ltd. Fundamental Analysis
SiriusPoint Ltd. (SPNT-PB) shows moderate financial fundamentals with a PE ratio of 5.42, profit margin of 14.42%, and ROE of 20.87%. The company generates $2.3B in annual revenue with weak year-over-year growth of -3.65%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 47.4/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze SPNT-PB's fundamental strength across five key dimensions:
Efficiency Score
WeakSPNT-PB struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSPNT-PB trades at attractive valuation levels.
Growth Score
WeakSPNT-PB faces weak or negative growth trends.
Financial Health Score
ModerateSPNT-PB shows balanced financial health with some risks.
Profitability Score
ModerateSPNT-PB maintains healthy but balanced margins.
Key Financial Metrics
Is SPNT-PB Expensive or Cheap?
P/E Ratio
SPNT-PB trades at 5.42 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SPNT-PB's PEG of 0.04 indicates potential undervaluation.
Price to Book
The market values SiriusPoint Ltd. at 1.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 4.30 times EBITDA. This is generally considered low.
How Well Does SPNT-PB Make Money?
Net Profit Margin
For every $100 in sales, SiriusPoint Ltd. keeps $14.42 as profit after all expenses.
Operating Margin
Core operations generate 16.98 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $20.87 in profit for every $100 of shareholder equity.
ROA
SiriusPoint Ltd. generates $3.79 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
SiriusPoint Ltd. generates limited operating cash flow of $169.84M, signaling weaker underlying cash strength.
Free Cash Flow
SiriusPoint Ltd. produces free cash flow of $169.84M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $1.99 in free cash annually.
FCF Yield
SPNT-PB converts 9.32% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
5.42
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.04
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.008
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.78
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.28
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
3.79
vs 25 benchmark
ROCE
Return on capital employed
4.47
vs 25 benchmark
How SPNT-PB Stacks Against Its Sector Peers
| Metric | SPNT-PB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 5.42 | 18.86 | Better (Cheaper) |
| ROE | 20.87% | 847.00% | Weak |
| Net Margin | 14.42% | 4202.00% | Weak |
| Debt/Equity | 0.28 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 667.17 | Weak Liquidity |
| ROA | 379.21% | -21543.00% (disorted) | Strong |
SPNT-PB outperforms its industry in 3 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews SiriusPoint Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
46.66%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-45.05%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-70.81%
Industry Style: Value, Dividend, Cyclical
Declining