Sumitomo Mitsui Financial Group, Inc.
Sumitomo Mitsui Financial Group, Inc. Fundamental Analysis
Sumitomo Mitsui Financial Group, Inc. (SMFNF) shows strong financial fundamentals with a PE ratio of 13.65, profit margin of 15.71%, and ROE of 10.37%. The company generates $10173.9B in annual revenue with strong year-over-year growth of 10.16%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 42.3/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze SMFNF's fundamental strength across five key dimensions:
Efficiency Score
WeakSMFNF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSMFNF trades at attractive valuation levels.
Growth Score
ExcellentSMFNF delivers strong and consistent growth momentum.
Financial Health Score
ModerateSMFNF shows balanced financial health with some risks.
Profitability Score
WeakSMFNF struggles to sustain strong margins.
Key Financial Metrics
Is SMFNF Expensive or Cheap?
P/E Ratio
SMFNF trades at 13.65 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SMFNF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Sumitomo Mitsui Financial Group, Inc. at 1.37 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 16.49 times EBITDA. This signals the market has high growth expectations.
How Well Does SMFNF Make Money?
Net Profit Margin
For every $100 in sales, Sumitomo Mitsui Financial Group, Inc. keeps $15.71 as profit after all expenses.
Operating Margin
Core operations generate 22.35 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.37 in profit for every $100 of shareholder equity.
ROA
Sumitomo Mitsui Financial Group, Inc. generates $0.48 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Sumitomo Mitsui Financial Group, Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Sumitomo Mitsui Financial Group, Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
SMFNF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.65
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.002
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.70
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.25
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How SMFNF Stacks Against Its Sector Peers
| Metric | SMFNF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.65 | 18.85 | Better (Cheaper) |
| ROE | 10.37% | 808.00% | Weak |
| Net Margin | 15.71% | 2312.00% | Weak |
| Debt/Equity | 3.70 | 1.01 | Weak (High Leverage) |
| Current Ratio | 2.25 | 615.45 | Strong Liquidity |
| ROA | 0.48% | -23789.00% (disorted) | Weak |
SMFNF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Sumitomo Mitsui Financial Group, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
229.55%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
76.69%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-25.97%
Industry Style: Value, Dividend, Cyclical
Declining