Shinkin Central Bank
Shinkin Central Bank Fundamental Analysis
Shinkin Central Bank (SKCBY) shows moderate financial fundamentals with a PE ratio of 118.90, profit margin of 24.66%, and ROE of 1.38%. The company generates $86.3B in annual revenue with strong year-over-year growth of 12.93%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 32.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze SKCBY's fundamental strength across five key dimensions:
Efficiency Score
WeakSKCBY struggles to generate sufficient returns from assets.
Valuation Score
ModerateSKCBY shows balanced valuation metrics.
Growth Score
ModerateSKCBY shows steady but slowing expansion.
Financial Health Score
WeakSKCBY carries high financial risk with limited liquidity.
Profitability Score
ModerateSKCBY maintains healthy but balanced margins.
Key Financial Metrics
Is SKCBY Expensive or Cheap?
P/E Ratio
SKCBY trades at 118.90 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, SKCBY's PEG of -0.10 indicates potential undervaluation.
Price to Book
The market values Shinkin Central Bank at 1.59 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does SKCBY Make Money?
Net Profit Margin
For every $100 in sales, Shinkin Central Bank keeps $24.66 as profit after all expenses.
Operating Margin
Core operations generate 63.79 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.38 in profit for every $100 of shareholder equity.
ROA
Shinkin Central Bank generates $0.04 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Shinkin Central Bank generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Shinkin Central Bank generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
SKCBY converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
118.90
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.10
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.59
vs 25 benchmark
P/S Ratio
Price to sales ratio
29.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
5.13
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.65
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.003
vs 25 benchmark
How SKCBY Stacks Against Its Sector Peers
| Metric | SKCBY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 118.90 | 19.21 | Worse (Expensive) |
| ROE | 1.38% | 817.00% | Weak |
| Net Margin | 24.66% | -464.00% (disorted) | Strong |
| Debt/Equity | 5.13 | 12.73 | Strong (Low Leverage) |
| Current Ratio | 0.65 | 659.50 | Weak Liquidity |
| ROA | 0.04% | -24814.00% (disorted) | Weak |
SKCBY outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Shinkin Central Bank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
25.42%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-18.71%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
399.76%
Industry Style: Value, Dividend, Cyclical
High Growth