SVB Financial Group
SVB Financial Group Fundamental Analysis
SVB Financial Group (SIVBQ) shows moderate financial fundamentals with a PE ratio of 0.00, profit margin of 23.06%, and ROE of 10.37%. The company generates $7.3B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 62.5/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze SIVBQ's fundamental strength across five key dimensions:
Efficiency Score
WeakSIVBQ struggles to generate sufficient returns from assets.
Valuation Score
ExcellentSIVBQ trades at attractive valuation levels.
Growth Score
ModerateSIVBQ shows steady but slowing expansion.
Financial Health Score
WeakSIVBQ carries high financial risk with limited liquidity.
Profitability Score
ModerateSIVBQ maintains healthy but balanced margins.
Key Financial Metrics
Is SIVBQ Expensive or Cheap?
P/E Ratio
SIVBQ trades at 0.00 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, SIVBQ's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values SVB Financial Group at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -2.62 times EBITDA. This is generally considered low.
How Well Does SIVBQ Make Money?
Net Profit Margin
For every $100 in sales, SVB Financial Group keeps $23.06 as profit after all expenses.
Operating Margin
Core operations generate 30.64 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.37 in profit for every $100 of shareholder equity.
ROA
SVB Financial Group generates $0.79 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
SVB Financial Group generates strong operating cash flow of $2.88B, reflecting robust business health.
Free Cash Flow
SVB Financial Group generates strong free cash flow of $2.66B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $44.91 in free cash annually.
FCF Yield
SIVBQ converts 7448.33% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.00
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.00
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.21
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.35
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.008
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How SIVBQ Stacks Against Its Sector Peers
| Metric | SIVBQ Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.00 | 26.60 | Better (Cheaper) |
| ROE | 10.37% | 184.00% | Weak |
| Net Margin | 23.06% | 335.00% | Weak |
| Debt/Equity | 1.21 | 0.59 | Weak (High Leverage) |
| Current Ratio | 0.35 | 0.20 | Weak Liquidity |
| ROA | 0.79% | 19.00% | Weak |
SIVBQ outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews SVB Financial Group's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Blend, Diversified, Stable
EPS CAGR
N/A
Industry Style: Blend, Diversified, Stable
FCF CAGR
N/A
Industry Style: Blend, Diversified, Stable