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SCOR SE

SCRYYPNK
Financial Services
Insurance - Reinsurance
$3.65
$-0.12(-3.18%)
U.S. Market opens in 12h 24m

SCOR SE Fundamental Analysis

SCOR SE (SCRYY) shows weak financial fundamentals with a PE ratio of 62.66, profit margin of 5.29%, and ROE of 19.84%. The company generates $16.6B in annual revenue with moderate year-over-year growth of 3.60%.

Key Strengths

Operating Margin26.06%
Cash Position33.07%
Current Ratio133.06

Areas of Concern

No major concerns flagged.
We analyze SCRYY's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 49.4/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

D
49.4/100

We analyze SCRYY's fundamental strength across five key dimensions:

Efficiency Score

Weak

SCRYY struggles to generate sufficient returns from assets.

ROA > 10%
2.43%

Valuation Score

Moderate

SCRYY shows balanced valuation metrics.

PE < 25
62.66
PEG Ratio < 2
1.29

Growth Score

Moderate

SCRYY shows steady but slowing expansion.

Revenue Growth > 5%
3.60%
EPS Growth > 10%
212.45%

Financial Health Score

Excellent

SCRYY maintains a strong and stable balance sheet.

Debt/Equity < 1
0.81
Current Ratio > 1
133.06

Profitability Score

Moderate

SCRYY maintains healthy but balanced margins.

ROE > 15%
19.84%
Net Margin ≥ 15%
5.29%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is SCRYY Expensive or Cheap?

P/E Ratio

SCRYY trades at 62.66 times earnings. This suggests a premium valuation.

62.66

PEG Ratio

When adjusting for growth, SCRYY's PEG of 1.29 indicates fair valuation.

1.29

Price to Book

The market values SCOR SE at 12.40 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.

12.40

EV/EBITDA

Enterprise value stands at 12.37 times EBITDA. This signals the market has high growth expectations.

12.37

How Well Does SCRYY Make Money?

Net Profit Margin

For every $100 in sales, SCOR SE keeps $5.29 as profit after all expenses.

5.29%

Operating Margin

Core operations generate 26.06 in profit for every $100 in revenue, before interest and taxes.

26.06%

ROE

Management delivers $19.84 in profit for every $100 of shareholder equity.

19.84%

ROA

SCOR SE generates $2.43 in profit for every $100 in assets, demonstrating efficient asset deployment.

2.43%

Following the Money - Real Cash Generation

Operating Cash Flow

SCOR SE generates limited operating cash flow of $745.02M, signaling weaker underlying cash strength.

$745.02M

Free Cash Flow

SCOR SE produces free cash flow of $693.88M, offering steady but limited capital for shareholder returns and expansion.

$693.88M

FCF Per Share

Each share generates $0.04 in free cash annually.

$0.04

FCF Yield

SCRYY converts 1.24% of its market value into free cash.

1.24%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

62.66

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

1.29

vs 25 benchmark

P/B Ratio

Price to book value ratio

12.40

vs 25 benchmark

P/S Ratio

Price to sales ratio

3.32

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.81

vs 25 benchmark

Current Ratio

Current assets to current liabilities

133.06

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.20

vs 25 benchmark

ROA

Return on assets percentage

0.02

vs 25 benchmark

ROCE

Return on capital employed

0.12

vs 25 benchmark

How SCRYY Stacks Against Its Sector Peers

MetricSCRYY ValueSector AveragePerformance
P/E Ratio62.6618.99 Worse (Expensive)
ROE19.84%812.00% Weak
Net Margin5.29%1310.00% Weak
Debt/Equity0.810.90 Neutral
Current Ratio133.06644.08 Strong Liquidity
ROA2.43%-21307.00% (disorted) Weak

SCRYY outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews SCOR SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

9.59%

Industry Style: Value, Dividend, Cyclical

Growing

EPS CAGR

278.85%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

10.92%

Industry Style: Value, Dividend, Cyclical

High Growth

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