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Sampo Oyj

SAXPYPNK
Financial Services
Insurance - Diversified
$20.74
$0.06(0.29%)
U.S. Market opens in 59h 5m

Sampo Oyj Fundamental Analysis

Sampo Oyj (SAXPY) shows moderate financial fundamentals with a PE ratio of 28.51, profit margin of 14.57%, and ROE of 21.89%. The company generates $23.0B in annual revenue with moderate year-over-year growth of 8.13%.

Key Strengths

ROE21.89%
PEG Ratio0.10

Areas of Concern

Cash Position2.31%
Current Ratio0.00
We analyze SAXPY's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 55.9/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.

Fundamental Health Score

C
55.9/100

We analyze SAXPY's fundamental strength across five key dimensions:

Efficiency Score

Weak

SAXPY struggles to generate sufficient returns from assets.

ROA > 10%
6.24%

Valuation Score

Moderate

SAXPY shows balanced valuation metrics.

PE < 25
28.51
PEG Ratio < 2
0.10

Growth Score

Excellent

SAXPY delivers strong and consistent growth momentum.

Revenue Growth > 5%
8.13%
EPS Growth > 10%
63.04%

Financial Health Score

Moderate

SAXPY shows balanced financial health with some risks.

Debt/Equity < 1
0.37
Current Ratio > 1
0.00

Profitability Score

Moderate

SAXPY maintains healthy but balanced margins.

ROE > 15%
21.89%
Net Margin ≥ 15%
14.57%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is SAXPY Expensive or Cheap?

P/E Ratio

SAXPY trades at 28.51 times earnings. This indicates a fair valuation.

28.51

PEG Ratio

When adjusting for growth, SAXPY's PEG of 0.10 indicates potential undervaluation.

0.10

Price to Book

The market values Sampo Oyj at 6.10 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.

6.10

EV/EBITDA

Enterprise value stands at 40.83 times EBITDA. This signals the market has high growth expectations.

40.83

How Well Does SAXPY Make Money?

Net Profit Margin

For every $100 in sales, Sampo Oyj keeps $14.57 as profit after all expenses.

14.57%

Operating Margin

Core operations generate 19.93 in profit for every $100 in revenue, before interest and taxes.

19.93%

ROE

Management delivers $21.89 in profit for every $100 of shareholder equity.

21.89%

ROA

Sampo Oyj generates $6.24 in profit for every $100 in assets, demonstrating efficient asset deployment.

6.24%

Following the Money - Real Cash Generation

Operating Cash Flow

Sampo Oyj generates limited operating cash flow of $2.18B, signaling weaker underlying cash strength.

$2.18B

Free Cash Flow

Sampo Oyj produces free cash flow of $1.78B, offering steady but limited capital for shareholder returns and expansion.

$1.78B

FCF Per Share

Each share generates $0.33 in free cash annually.

$0.33

FCF Yield

SAXPY converts 0.92% of its market value into free cash.

0.92%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

28.51

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.10

vs 25 benchmark

P/B Ratio

Price to book value ratio

6.10

vs 25 benchmark

P/S Ratio

Price to sales ratio

8.38

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.37

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.22

vs 25 benchmark

ROA

Return on assets percentage

0.06

vs 25 benchmark

ROCE

Return on capital employed

0.09

vs 25 benchmark

How SAXPY Stacks Against Its Sector Peers

MetricSAXPY ValueSector AveragePerformance
P/E Ratio28.5118.83 Worse (Expensive)
ROE21.89%822.00% Weak
Net Margin14.57%2005.00% Weak
Debt/Equity0.371.01 Strong (Low Leverage)
Current Ratio0.00673.11 Weak Liquidity
ROA6.24%-23560.00% (disorted) Weak

SAXPY outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Sampo Oyj's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

26.75%

Industry Style: Value, Dividend, Cyclical

High Growth

EPS CAGR

5514.33%

Industry Style: Value, Dividend, Cyclical

High Growth

FCF CAGR

141.59%

Industry Style: Value, Dividend, Cyclical

High Growth

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