Automotive Finco Corp. Fundamental Analysis
Automotive Finco Corp. (RMIAF) shows moderate financial fundamentals with a PE ratio of 0.24, profit margin of 46.15%, and ROE of 3.48%. The company generates $0.0B in annual revenue with weak year-over-year growth of 0.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 49.1/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze RMIAF's fundamental strength across five key dimensions:
Efficiency Score
WeakRMIAF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentRMIAF trades at attractive valuation levels.
Growth Score
WeakRMIAF faces weak or negative growth trends.
Financial Health Score
ExcellentRMIAF maintains a strong and stable balance sheet.
Profitability Score
ModerateRMIAF maintains healthy but balanced margins.
Key Financial Metrics
Is RMIAF Expensive or Cheap?
P/E Ratio
RMIAF trades at 0.24 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, RMIAF's PEG of -0.00 indicates potential undervaluation.
Price to Book
The market values Automotive Finco Corp. at 0.01 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 25.05 times EBITDA. This signals the market has high growth expectations.
How Well Does RMIAF Make Money?
Net Profit Margin
For every $100 in sales, Automotive Finco Corp. keeps $46.15 as profit after all expenses.
Operating Margin
Core operations generate 58.85 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.48 in profit for every $100 of shareholder equity.
ROA
Automotive Finco Corp. generates $3.47 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Automotive Finco Corp. generates strong operating cash flow of $8.66M, reflecting robust business health.
Free Cash Flow
Automotive Finco Corp. generates strong free cash flow of $8.66M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.44 in free cash annually.
FCF Yield
RMIAF converts 20.37% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.24
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.009
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
21.55
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How RMIAF Stacks Against Its Sector Peers
| Metric | RMIAF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.24 | 19.47 | Better (Cheaper) |
| ROE | 3.48% | 804.00% | Weak |
| Net Margin | 46.15% | -7829.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 1.08 | Strong (Low Leverage) |
| Current Ratio | 21.55 | 610.28 | Strong Liquidity |
| ROA | 3.47% | -20991.00% (disorted) | Weak |
RMIAF outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Automotive Finco Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
0.00%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
378.45%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
1716.54%
Industry Style: Value, Dividend, Cyclical
High Growth