Ramchandra Leasing and Finance Limited Fundamental Analysis
Ramchandra Leasing and Finance Limited Fundamental Analysis
Ramchandra Leasing and Finance Limited (RLFL.BO) shows moderate financial fundamentals with a PE ratio of 51.82, profit margin of 25.24%, and ROE of 23.07%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 67.5/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze RLFL.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakRLFL.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateRLFL.BO shows balanced valuation metrics.
Growth Score
ModerateRLFL.BO shows steady but slowing expansion.
Financial Health Score
ModerateRLFL.BO shows balanced financial health with some risks.
Profitability Score
ModerateRLFL.BO maintains healthy but balanced margins.
Key Financial Metrics
Is RLFL.BO Expensive or Cheap?
P/E Ratio
RLFL.BO trades at 51.82 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, RLFL.BO's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Ramchandra Leasing and Finance Limited at 5.42 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 23.85 times EBITDA. This signals the market has high growth expectations.
How Well Does RLFL.BO Make Money?
Net Profit Margin
For every $100 in sales, Ramchandra Leasing and Finance Limited keeps $25.24 as profit after all expenses.
Operating Margin
Core operations generate 33.88 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $23.07 in profit for every $100 of shareholder equity.
ROA
Ramchandra Leasing and Finance Limited generates $6.96 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ramchandra Leasing and Finance Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Ramchandra Leasing and Finance Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
RLFL.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
51.82
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.004
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.42
vs 25 benchmark
P/S Ratio
Price to sales ratio
8.17
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.10
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.23
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How RLFL.BO Stacks Against Its Sector Peers
| Metric | RLFL.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 51.82 | 21.08 | Worse (Expensive) |
| ROE | 23.07% | 636.00% | Weak |
| Net Margin | 25.24% | -1059.00% (disorted) | Strong |
| Debt/Equity | 0.10 | 1.51 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 925.40 | Weak Liquidity |
| ROA | 6.96% | -837.00% (disorted) | Weak |
RLFL.BO outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ramchandra Leasing and Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical