Loading...

Regions Financial Corporation

RFNYSE
Financial Services
Banks - Regional
$26.76
$1.02(3.96%)

Regions Financial Corporation (RF) Financial Performance & Income Statement Overview

Review Regions Financial Corporation (RF) income statement, balance sheet, and cash flow reports with annual and quarterly breakdowns.

Revenue Growth
2.40%
2.40%
Operating Income Growth
-9.70%
9.70%
Net Income Growth
-8.73%
8.73%
Operating Cash Flow Growth
-30.76%
30.76%
Operating Margin
27.22%
27.22%
Gross Margin
71.51%
71.51%
Net Profit Margin
21.81%
21.81%
ROE
11.26%
11.26%
ROIC
9.16%
9.16%

Regions Financial Corporation (RF) Income Statement & Financial Overview

Explore comprehensive income reports for Regions Financial Corporation RF, broken down by year and quarter.

MetricQ1 2025Q4 2024Q3 2024Q2 2024
Revenue$2.31B$2.39B$2.39B$2.31B
Cost of Revenue$655.00M$692.00M$715.00M$678.00M
Gross Profit$1.66B$1.70B$1.68B$1.63B
Gross Profit Ratio$0.72$0.71$0.70$0.71
R&D Expenses$0.00$0.00$0.00$0.00
SG&A Expenses$675.00M$556.00M$690.00M$665.00M
Operating Expenses$1.04B$1.04B$1.07B$1.004B
Total Costs & Expenses$1.69B$1.73B$1.78B$1.68B
Interest Income$1.73B$1.80B$1.82B$1.76B
Interest Expense$531.00M$572.00M$602.00M$576.00M
Depreciation & Amortization$22.00M$21.00M$34.00M$41.00M
EBITDA$643.00M$678.00M$642.00M$666.00M
EBITDA Ratio$0.28$0.28$0.27$0.29
Operating Income$621.00M$657.00M$608.00M$625.00M
Operating Income Ratio$0.27$0.28$0.25$0.27
Other Income/Expenses (Net)$0.00$0.00$0.00$0.00
Income Before Tax$621.00M$657.00M$608.00M$625.00M
Income Before Tax Ratio$0.27$0.28$0.25$0.27
Income Tax Expense$131.00M$123.00M$118.00M$124.00M
Net Income$490.00M$534.00M$490.00M$501.00M
Net Income Ratio$0.21$0.22$0.20$0.22
EPS$0.51$0.56$0.49$0.52
Diluted EPS$0.51$0.56$0.49$0.52
Weighted Avg Shares Outstanding$906.00M$911.00M$914.00M$917.00M
Weighted Avg Shares Outstanding (Diluted)$910.00M$915.00M$918.00M$918.00M

Financial performance has remained strong, with revenue growing from $2.31B in Q2 2024 to $2.31B in Q1 2025. Gross profit continued to perform well, with margins at 72% in the latest quarter. Operating income reached $621.00M in Q1 2025, holding a steady 27% margin. While R&D and SG&A expenses fluctuated, EBITDA remained robust at $643.00M. Net income dropped to $490.00M, keeping EPS at $0.51. With disciplined cost control and operational efficiency, the company supported consistent profitability, reflecting its ability to deliver stable shareholder value.

Unlock 25+ Years of Financial Data

Get access to extended historical data, advanced metrics, and more with our premium plan

Frequently Asked Questions

;