PT Bank Mandiri (Persero) Tbk
PT Bank Mandiri (Persero) Tbk Fundamental Analysis
PT Bank Mandiri (Persero) Tbk (PPERF) shows strong financial fundamentals with a PE ratio of 0.00, profit margin of 29.71%, and ROE of 20.40%. The company generates $3340438683.3B in annual revenue with strong year-over-year growth of 15.44%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 83.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze PPERF's fundamental strength across five key dimensions:
Efficiency Score
WeakPPERF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPPERF trades at attractive valuation levels.
Growth Score
ModeratePPERF shows steady but slowing expansion.
Financial Health Score
ExcellentPPERF maintains a strong and stable balance sheet.
Profitability Score
ExcellentPPERF achieves industry-leading margins.
Key Financial Metrics
Is PPERF Expensive or Cheap?
P/E Ratio
PPERF trades at 0.00 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PPERF's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values PT Bank Mandiri (Persero) Tbk at 0.00 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.86 times EBITDA. This is generally considered low.
How Well Does PPERF Make Money?
Net Profit Margin
For every $100 in sales, PT Bank Mandiri (Persero) Tbk keeps $29.71 as profit after all expenses.
Operating Margin
Core operations generate 39.68 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $20.40 in profit for every $100 of shareholder equity.
ROA
PT Bank Mandiri (Persero) Tbk generates $2.40 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
PT Bank Mandiri (Persero) Tbk produces operating cash flow of $760473.07T, showing steady but balanced cash generation.
Free Cash Flow
PT Bank Mandiri (Persero) Tbk generates strong free cash flow of $670525.64T, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7184203.31 in free cash annually.
FCF Yield
PPERF converts 9.48% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.00
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.00
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.12
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.91
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.39
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.20
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How PPERF Stacks Against Its Sector Peers
| Metric | PPERF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.00 | 19.02 | Better (Cheaper) |
| ROE | 20.40% | 818.00% | Weak |
| Net Margin | 29.71% | 1593.00% | Weak |
| Debt/Equity | 0.91 | 0.99 | Neutral |
| Current Ratio | 1.39 | 669.82 | Neutral |
| ROA | 2.40% | -24701.00% (disorted) | Weak |
PPERF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews PT Bank Mandiri (Persero) Tbk's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
76.56%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
234.96%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
679.41%
Industry Style: Value, Dividend, Cyclical
High Growth