Phoenix Group Holdings plc
Phoenix Group Holdings plc Fundamental Analysis
Phoenix Group Holdings plc (PNXGF) shows weak financial fundamentals with a PE ratio of -22.46, profit margin of -2.43%, and ROE of -58.83%. The company generates $13.5B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -69.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze PNXGF's fundamental strength across five key dimensions:
Efficiency Score
WeakPNXGF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPNXGF trades at attractive valuation levels.
Growth Score
WeakPNXGF faces weak or negative growth trends.
Financial Health Score
WeakPNXGF carries high financial risk with limited liquidity.
Profitability Score
WeakPNXGF struggles to sustain strong margins.
Key Financial Metrics
Is PNXGF Expensive or Cheap?
P/E Ratio
PNXGF trades at -22.46 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PNXGF's PEG of -1.32 indicates potential undervaluation.
Price to Book
The market values Phoenix Group Holdings plc at 40.78 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 69.88 times EBITDA. This signals the market has high growth expectations.
How Well Does PNXGF Make Money?
Net Profit Margin
For every $100 in sales, Phoenix Group Holdings plc keeps $-2.43 as profit after all expenses.
Operating Margin
Core operations generate 42.92 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-58.83 in profit for every $100 of shareholder equity.
ROA
Phoenix Group Holdings plc generates $-0.13 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Phoenix Group Holdings plc generates strong operating cash flow of $3.59B, reflecting robust business health.
Free Cash Flow
Phoenix Group Holdings plc generates strong free cash flow of $3.59B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.58 in free cash annually.
FCF Yield
PNXGF converts 65.33% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-22.46
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.32
vs 25 benchmark
P/B Ratio
Price to book value ratio
40.78
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.40
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
15.52
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.59
vs 25 benchmark
ROA
Return on assets percentage
-0.00
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How PNXGF Stacks Against Its Sector Peers
| Metric | PNXGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -22.46 | 19.11 | Better (Cheaper) |
| ROE | -58.83% | 821.00% | Weak |
| Net Margin | -2.43% | 1655.00% | Weak |
| Debt/Equity | 15.52 | 1.00 | Weak (High Leverage) |
| Current Ratio | 0.00 | 659.22 | Weak Liquidity |
| ROA | -0.13% | 1976.00% | Weak |
PNXGF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Phoenix Group Holdings plc's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical