PNB Gilts Ltd.
PNB Gilts Ltd. Fundamental Analysis
PNB Gilts Ltd. (PNBGILTS.NS) shows strong financial fundamentals with a PE ratio of 6.99, profit margin of 11.15%, and ROE of 11.28%. The company generates $16.2B in annual revenue with strong year-over-year growth of 12.46%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -171.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze PNBGILTS.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakPNBGILTS.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPNBGILTS.NS trades at attractive valuation levels.
Growth Score
ModeratePNBGILTS.NS shows steady but slowing expansion.
Financial Health Score
WeakPNBGILTS.NS carries high financial risk with limited liquidity.
Profitability Score
WeakPNBGILTS.NS struggles to sustain strong margins.
Key Financial Metrics
Is PNBGILTS.NS Expensive or Cheap?
P/E Ratio
PNBGILTS.NS trades at 6.99 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, PNBGILTS.NS's PEG of -0.32 indicates potential undervaluation.
Price to Book
The market values PNB Gilts Ltd. at 0.74 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -40.67 times EBITDA. This is generally considered low.
How Well Does PNBGILTS.NS Make Money?
Net Profit Margin
For every $100 in sales, PNB Gilts Ltd. keeps $11.15 as profit after all expenses.
Operating Margin
Core operations generate 34.64 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.28 in profit for every $100 of shareholder equity.
ROA
PNB Gilts Ltd. generates $0.67 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
PNB Gilts Ltd. generates limited operating cash flow of $-24.47B, signaling weaker underlying cash strength.
Free Cash Flow
PNB Gilts Ltd. generates weak or negative free cash flow of $-24.48B, restricting financial flexibility.
FCF Per Share
Each share generates $-135.99 in free cash annually.
FCF Yield
PNBGILTS.NS converts -1.94% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
6.99
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.32
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.74
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.78
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
14.56
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How PNBGILTS.NS Stacks Against Its Sector Peers
| Metric | PNBGILTS.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 6.99 | 19.07 | Better (Cheaper) |
| ROE | 11.28% | 805.00% | Weak |
| Net Margin | 11.15% | 1633.00% | Weak |
| Debt/Equity | 14.56 | 0.96 | Weak (High Leverage) |
| Current Ratio | 0.00 | 579.15 | Weak Liquidity |
| ROA | 0.67% | -23911.00% (disorted) | Weak |
PNBGILTS.NS outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews PNB Gilts Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
86.87%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
25.09%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
94.95%
Industry Style: Value, Dividend, Cyclical
High Growth