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PNB Gilts Ltd.

PNBGILTS.NSNSE
Financial Services
Financial - Capital Markets
78.03
0.40(0.52%)
Indian Market opens in 16h 44m

PNB Gilts Ltd. Fundamental Analysis

PNB Gilts Ltd. (PNBGILTS.NS) shows moderate financial fundamentals with a PE ratio of 5.79, profit margin of 15.47%, and ROE of 15.69%. The company generates $15.8B in annual revenue with N/A year-over-year growth of N/A.

Key Strengths

Operating Margin58.13%
Cash Position36.80%
PEG Ratio0.16

Areas of Concern

Current Ratio0.00
We analyze PNBGILTS.NS's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 34.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
34.1/100

We analyze PNBGILTS.NS's fundamental strength across five key dimensions:

Efficiency Score

Weak

PNBGILTS.NS struggles to generate sufficient returns from assets.

ROA > 10%
0.89%

Valuation Score

Excellent

PNBGILTS.NS trades at attractive valuation levels.

PE < 25
5.79
PEG Ratio < 2
0.16

Growth Score

Moderate

PNBGILTS.NS shows steady but slowing expansion.

Revenue Growth > 5%
N/A
EPS Growth > 10%
N/A

Financial Health Score

Weak

PNBGILTS.NS carries high financial risk with limited liquidity.

Debt/Equity < 1
15.13
Current Ratio > 1
0.00

Profitability Score

Moderate

PNBGILTS.NS maintains healthy but balanced margins.

ROE > 15%
15.69%
Net Margin ≥ 15%
15.47%
Positive Free Cash Flow
No

Key Financial Metrics

Is PNBGILTS.NS Expensive or Cheap?

P/E Ratio

PNBGILTS.NS trades at 5.79 times earnings. This suggests potential undervaluation.

5.79

PEG Ratio

When adjusting for growth, PNBGILTS.NS's PEG of 0.16 indicates potential undervaluation.

0.16

Price to Book

The market values PNB Gilts Ltd. at 0.86 times its book value. This may indicate undervaluation.

0.86

EV/EBITDA

Enterprise value stands at -23.89 times EBITDA. This is generally considered low.

-23.89

How Well Does PNBGILTS.NS Make Money?

Net Profit Margin

For every $100 in sales, PNB Gilts Ltd. keeps $15.47 as profit after all expenses.

15.47%

Operating Margin

Core operations generate 58.13 in profit for every $100 in revenue, before interest and taxes.

58.13%

ROE

Management delivers $15.69 in profit for every $100 of shareholder equity.

15.69%

ROA

PNB Gilts Ltd. generates $0.89 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.89%

Following the Money - Real Cash Generation

Operating Cash Flow

PNB Gilts Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

PNB Gilts Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

PNBGILTS.NS converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

5.79

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.16

vs 25 benchmark

P/B Ratio

Price to book value ratio

0.86

vs 25 benchmark

P/S Ratio

Price to sales ratio

0.90

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

15.13

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.16

vs 25 benchmark

ROA

Return on assets percentage

0.009

vs 25 benchmark

ROCE

Return on capital employed

0.03

vs 25 benchmark

How PNBGILTS.NS Stacks Against Its Sector Peers

MetricPNBGILTS.NS ValueSector AveragePerformance
P/E Ratio5.7919.09 Better (Cheaper)
ROE15.69%843.00% Weak
Net Margin15.47%3730.00% Weak
Debt/Equity15.130.90 Weak (High Leverage)
Current Ratio0.00661.68 Weak Liquidity
ROA0.89%-21651.00% (disorted) Weak

PNBGILTS.NS outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews PNB Gilts Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

N/A

Industry Style: Value, Dividend, Cyclical

EPS CAGR

N/A

Industry Style: Value, Dividend, Cyclical

FCF CAGR

N/A

Industry Style: Value, Dividend, Cyclical

Fundamental Analysis FAQ