PayPay Corporation
PayPay Corporation Fundamental Analysis
PayPay Corporation (PAYP) shows moderate financial fundamentals with a PE ratio of 19.35, profit margin of 33.10%, and ROE of 58.95%. The company generates $363.4B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 75.0/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze PAYP's fundamental strength across five key dimensions:
Efficiency Score
WeakPAYP struggles to generate sufficient returns from assets.
Valuation Score
ExcellentPAYP trades at attractive valuation levels.
Growth Score
ModeratePAYP shows steady but slowing expansion.
Financial Health Score
ModeratePAYP shows balanced financial health with some risks.
Profitability Score
ExcellentPAYP achieves industry-leading margins.
Key Financial Metrics
Is PAYP Expensive or Cheap?
P/E Ratio
PAYP trades at 19.35 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, PAYP's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values PayPay Corporation at 7.71 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 23.14 times EBITDA. This signals the market has high growth expectations.
How Well Does PAYP Make Money?
Net Profit Margin
For every $100 in sales, PayPay Corporation keeps $33.10 as profit after all expenses.
Operating Margin
Core operations generate 19.36 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $58.95 in profit for every $100 of shareholder equity.
ROA
PayPay Corporation generates $2.19 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
PayPay Corporation generates strong operating cash flow of $450.13B, reflecting robust business health.
Free Cash Flow
PayPay Corporation generates strong free cash flow of $431.53B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $645.40 in free cash annually.
FCF Yield
PAYP converts 17.34% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.35
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.001
vs 25 benchmark
P/B Ratio
Price to book value ratio
7.71
vs 25 benchmark
P/S Ratio
Price to sales ratio
6.81
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.04
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.02
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.59
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How PAYP Stacks Against Its Sector Peers
| Metric | PAYP Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.35 | 33.97 | Better (Cheaper) |
| ROE | 58.95% | 1021.00% | Weak |
| Net Margin | 33.10% | 5902824510.00% | Weak |
| Debt/Equity | 2.04 | 0.45 | Weak (High Leverage) |
| Current Ratio | 4.02 | 6.06 | Strong Liquidity |
| ROA | 2.19% | -293849.00% (disorted) | Weak |
PAYP outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews PayPay Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Growth, Innovation, High Beta
EPS CAGR
N/A
Industry Style: Growth, Innovation, High Beta
FCF CAGR
N/A
Industry Style: Growth, Innovation, High Beta