OVB Holding AG Fundamental Analysis (XETRA: O4B.DE)
OVB Holding AG Fundamental Analysis (XETRA: O4B.DE)
OVB Holding AG (XETRA: O4B.DE) shows moderate financial fundamentals with a PE ratio of 23.38, profit margin of 2.51%, and ROE of 12.11%. The company generates $0.5B in annual revenue with moderate year-over-year growth of 6.99%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 49.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze O4B.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakO4B.DE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentO4B.DE trades at attractive valuation levels.
Growth Score
ModerateO4B.DE shows steady but slowing expansion.
Financial Health Score
ExcellentO4B.DE maintains a strong and stable balance sheet.
Profitability Score
WeakO4B.DE struggles to sustain strong margins.
Key Financial Metrics
Is O4B.DE Expensive or Cheap?
P/E Ratio
O4B.DE trades at 23.38 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, O4B.DE's PEG of -1.93 indicates potential undervaluation.
Price to Book
The market values OVB Holding AG at 2.88 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 18.28 times EBITDA. This signals the market has high growth expectations.
How Well Does O4B.DE Make Money?
Net Profit Margin
For every $100 in sales, OVB Holding AG keeps $2.51 as profit after all expenses.
Operating Margin
Core operations generate 0.14 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $12.11 in profit for every $100 of shareholder equity.
ROA
OVB Holding AG generates $3.03 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
OVB Holding AG generates limited operating cash flow of $35.13M, signaling weaker underlying cash strength.
Free Cash Flow
OVB Holding AG produces free cash flow of $33.75M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $2.37 in free cash annually.
FCF Yield
O4B.DE converts 12.52% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
23.38
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.93
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.88
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.59
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.10
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.20
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.006
vs 25 benchmark
How O4B.DE Stacks Against Its Sector Peers
| Metric | O4B.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 23.38 | 20.61 | Worse (Expensive) |
| ROE | 12.11% | 651.00% | Weak |
| Net Margin | 2.51% | -1501.00% (disorted) | Weak |
| Debt/Equity | 0.10 | 0.88 | Strong (Low Leverage) |
| Current Ratio | 1.20 | 829.06 | Neutral |
| ROA | 3.03% | -568.00% (disorted) | Weak |
O4B.DE outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews OVB Holding AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
61.59%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-18.26%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-9.65%
Industry Style: Value, Dividend, Cyclical
Declining