OVB Holding AG
OVB Holding AG Fundamental Analysis
OVB Holding AG (O4B.DE) shows weak financial fundamentals with a PE ratio of 36.25, profit margin of 1.96%, and ROE of 8.98%. The company generates $0.4B in annual revenue with strong year-over-year growth of 15.32%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 53.2/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze O4B.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakO4B.DE struggles to generate sufficient returns from assets.
Valuation Score
ModerateO4B.DE shows balanced valuation metrics.
Growth Score
ExcellentO4B.DE delivers strong and consistent growth momentum.
Financial Health Score
ExcellentO4B.DE maintains a strong and stable balance sheet.
Profitability Score
WeakO4B.DE struggles to sustain strong margins.
Key Financial Metrics
Is O4B.DE Expensive or Cheap?
P/E Ratio
O4B.DE trades at 36.25 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, O4B.DE's PEG of -1.45 indicates potential undervaluation.
Price to Book
The market values OVB Holding AG at 3.23 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 16.57 times EBITDA. This signals the market has high growth expectations.
How Well Does O4B.DE Make Money?
Net Profit Margin
For every $100 in sales, OVB Holding AG keeps $1.96 as profit after all expenses.
Operating Margin
Core operations generate 0.40 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.98 in profit for every $100 of shareholder equity.
ROA
OVB Holding AG generates $2.30 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
OVB Holding AG generates limited operating cash flow of $25.96M, signaling weaker underlying cash strength.
Free Cash Flow
OVB Holding AG produces free cash flow of $21.12M, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $1.48 in free cash annually.
FCF Yield
O4B.DE converts 6.80% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
36.25
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.23
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.71
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.10
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.24
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How O4B.DE Stacks Against Its Sector Peers
| Metric | O4B.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 36.25 | 18.66 | Worse (Expensive) |
| ROE | 8.98% | 804.00% | Weak |
| Net Margin | 1.96% | 2258.00% | Weak |
| Debt/Equity | 0.10 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 1.24 | 662.03 | Neutral |
| ROA | 2.30% | -24049.00% (disorted) | Weak |
O4B.DE outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews OVB Holding AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
58.50%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
74.50%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
63.52%
Industry Style: Value, Dividend, Cyclical
High Growth