Noah Holdings Limited Fundamental Analysis (NYSE: NOAH)
Noah Holdings Limited (NYSE: NOAH) shows moderate financial fundamentals with a PE ratio of 1.52, profit margin of 20.44%, and ROE of 5.45%. The company generates $12.6B in annual revenue with weak year-over-year growth of 0.36%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 50.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze NOAH's fundamental strength across five key dimensions:
Efficiency Score
WeakNOAH struggles to generate sufficient returns from assets.
Valuation Score
ExcellentNOAH trades at attractive valuation levels.
Growth Score
ModerateNOAH shows steady but slowing expansion.
Financial Health Score
ExcellentNOAH maintains a strong and stable balance sheet.
Profitability Score
WeakNOAH struggles to sustain strong margins.
Key Financial Metrics
Is NOAH Expensive or Cheap?
P/E Ratio
NOAH trades at 1.52 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, NOAH's PEG of 0.02 indicates potential undervaluation.
Price to Book
The market values Noah Holdings Limited at 0.08 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.88 times EBITDA. This signals the market has high growth expectations.
How Well Does NOAH Make Money?
Net Profit Margin
For every $100 in sales, Noah Holdings Limited keeps $20.44 as profit after all expenses.
Operating Margin
Core operations generate 31.39 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.45 in profit for every $100 of shareholder equity.
ROA
Noah Holdings Limited generates $4.60 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Noah Holdings Limited produces operating cash flow of $1.78B, showing steady but balanced cash generation.
Free Cash Flow
Noah Holdings Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
NOAH converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
1.52
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.08
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.49
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.005
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.75
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How NOAH Stacks Against Its Sector Peers
| Metric | NOAH Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 1.52 | 21.07 | Better (Cheaper) |
| ROE | 5.45% | 647.00% | Weak |
| Net Margin | 20.44% | -1594.00% (disorted) | Strong |
| Debt/Equity | 0.01 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 4.75 | 912.43 | Strong Liquidity |
| ROA | 4.60% | -579.00% (disorted) | Weak |
NOAH outperforms its industry in 4 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Noah Holdings Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-29.77%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
166.70%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
9.07%
Industry Style: Value, Dividend, Cyclical
Growing