Muthoot Capital Services Ltd. Fundamental Analysis (BSE: MUTHOOTCAP.BO)
Muthoot Capital Services Ltd. Fundamental Analysis (BSE: MUTHOOTCAP.BO)
Muthoot Capital Services Ltd. (BSE: MUTHOOTCAP.BO) shows moderate financial fundamentals with a PE ratio of 17.45, profit margin of 3.72%, and ROE of 3.61%. The company generates $6.4B in annual revenue with strong year-over-year growth of 22.05%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -177.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MUTHOOTCAP.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakMUTHOOTCAP.BO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMUTHOOTCAP.BO trades at attractive valuation levels.
Growth Score
ModerateMUTHOOTCAP.BO shows steady but slowing expansion.
Financial Health Score
ModerateMUTHOOTCAP.BO shows balanced financial health with some risks.
Profitability Score
WeakMUTHOOTCAP.BO struggles to sustain strong margins.
Key Financial Metrics
Is MUTHOOTCAP.BO Expensive or Cheap?
P/E Ratio
MUTHOOTCAP.BO trades at 17.45 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, MUTHOOTCAP.BO's PEG of -0.84 indicates potential undervaluation.
Price to Book
The market values Muthoot Capital Services Ltd. at 0.62 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 6.17 times EBITDA. This is generally considered low.
How Well Does MUTHOOTCAP.BO Make Money?
Net Profit Margin
For every $100 in sales, Muthoot Capital Services Ltd. keeps $3.72 as profit after all expenses.
Operating Margin
Core operations generate 14.15 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.61 in profit for every $100 of shareholder equity.
ROA
Muthoot Capital Services Ltd. generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Muthoot Capital Services Ltd. generates limited operating cash flow of $-2.46B, signaling weaker underlying cash strength.
Free Cash Flow
Muthoot Capital Services Ltd. generates weak or negative free cash flow of $-2.46B, restricting financial flexibility.
FCF Per Share
Each share generates $-149.56 in free cash annually.
FCF Yield
MUTHOOTCAP.BO converts -58.82% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.45
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.84
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.62
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.65
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How MUTHOOTCAP.BO Stacks Against Its Sector Peers
| Metric | MUTHOOTCAP.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.45 | 21.19 | Better (Cheaper) |
| ROE | 3.61% | 657.00% | Weak |
| Net Margin | 3.72% | -1592.00% (disorted) | Weak |
| Debt/Equity | 0.00 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 910.00 | Weak Liquidity |
| ROA | 0.00% | 4466981.00% | Weak |
MUTHOOTCAP.BO outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Muthoot Capital Services Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-20.57%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-24.59%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-5300.93%
Industry Style: Value, Dividend, Cyclical
Declining