Münchener Rückversicherungs-Gesellschaft AG in München
Münchener Rückversicherungs-Gesellschaft AG in München Fundamental Analysis
Münchener Rückversicherungs-Gesellschaft AG in München (MURGF) shows moderate financial fundamentals with a PE ratio of 12.88, profit margin of 8.83%, and ROE of 18.94%. The company generates $59.1B in annual revenue with strong year-over-year growth of 18.24%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MURGF's fundamental strength across five key dimensions:
Efficiency Score
WeakMURGF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMURGF trades at attractive valuation levels.
Growth Score
ExcellentMURGF delivers strong and consistent growth momentum.
Financial Health Score
ModerateMURGF shows balanced financial health with some risks.
Profitability Score
WeakMURGF struggles to sustain strong margins.
Key Financial Metrics
Is MURGF Expensive or Cheap?
P/E Ratio
MURGF trades at 12.88 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MURGF's PEG of 1.29 indicates fair valuation.
Price to Book
The market values Münchener Rückversicherungs-Gesellschaft AG in München at 2.37 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.36 times EBITDA. This is generally considered low.
How Well Does MURGF Make Money?
Net Profit Margin
For every $100 in sales, Münchener Rückversicherungs-Gesellschaft AG in München keeps $8.83 as profit after all expenses.
Operating Margin
Core operations generate 12.45 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $18.94 in profit for every $100 of shareholder equity.
ROA
Münchener Rückversicherungs-Gesellschaft AG in München generates $2.19 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Münchener Rückversicherungs-Gesellschaft AG in München generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Münchener Rückversicherungs-Gesellschaft AG in München generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
MURGF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.88
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.29
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.37
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.97
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.22
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How MURGF Stacks Against Its Sector Peers
| Metric | MURGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.88 | 18.99 | Better (Cheaper) |
| ROE | 18.94% | 812.00% | Weak |
| Net Margin | 8.83% | 1310.00% | Weak |
| Debt/Equity | 0.22 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 644.08 | Weak Liquidity |
| ROA | 2.19% | -21307.00% (disorted) | Weak |
MURGF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Münchener Rückversicherungs-Gesellschaft AG in München's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
30.71%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
125.59%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-64.21%
Industry Style: Value, Dividend, Cyclical
Declining