MBIA Inc. Fundamental Analysis
MBIA Inc. (MBI) shows moderate financial fundamentals with a PE ratio of -1.95, profit margin of -1.72%, and ROE of 6.98%. The company generates $0.1B in annual revenue with strong year-over-year growth of 90.48%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -55.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MBI's fundamental strength across five key dimensions:
Efficiency Score
WeakMBI struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMBI trades at attractive valuation levels.
Growth Score
ExcellentMBI delivers strong and consistent growth momentum.
Financial Health Score
ExcellentMBI maintains a strong and stable balance sheet.
Profitability Score
WeakMBI struggles to sustain strong margins.
Key Financial Metrics
Is MBI Expensive or Cheap?
P/E Ratio
MBI trades at -1.95 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MBI's PEG of -0.02 indicates potential undervaluation.
Price to Book
The market values MBIA Inc. at -0.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -88.24 times EBITDA. This is generally considered low.
How Well Does MBI Make Money?
Net Profit Margin
For every $100 in sales, MBIA Inc. keeps $-1.72 as profit after all expenses.
Operating Margin
Core operations generate -1.78 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.98 in profit for every $100 of shareholder equity.
ROA
MBIA Inc. generates $-7.83 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
MBIA Inc. generates strong operating cash flow of $49.10M, reflecting robust business health.
Free Cash Flow
MBIA Inc. generates strong free cash flow of $49.10M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.96 in free cash annually.
FCF Yield
MBI converts 15.44% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-1.95
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
-0.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.44
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-1.48
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.76
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
-0.08
vs 25 benchmark
ROCE
Return on capital employed
-0.12
vs 25 benchmark
How MBI Stacks Against Its Sector Peers
| Metric | MBI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -1.95 | 19.38 | Better (Cheaper) |
| ROE | 6.98% | 804.00% | Weak |
| Net Margin | -172.22% | -7623.00% (disorted) | Weak |
| Debt/Equity | -1.48 | 1.07 | Strong (Low Leverage) |
| Current Ratio | 2.76 | 609.22 | Strong Liquidity |
| ROA | -7.83% | -20946.00% (disorted) | Weak |
MBI outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews MBIA Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-65.99%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
63.29%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
111.68%
Industry Style: Value, Dividend, Cyclical
High Growth