MBIA Inc.
MBIA Inc. Fundamental Analysis
MBIA Inc. (MBI) shows moderate financial fundamentals with a PE ratio of -1.62, profit margin of -2.21%, and ROE of 8.12%. The company generates $0.1B in annual revenue with moderate year-over-year growth of 6.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -108.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MBI's fundamental strength across five key dimensions:
Efficiency Score
WeakMBI struggles to generate sufficient returns from assets.
Valuation Score
ModerateMBI shows balanced valuation metrics.
Growth Score
ModerateMBI shows steady but slowing expansion.
Financial Health Score
ExcellentMBI maintains a strong and stable balance sheet.
Profitability Score
WeakMBI struggles to sustain strong margins.
Key Financial Metrics
Is MBI Expensive or Cheap?
P/E Ratio
MBI trades at -1.62 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MBI's PEG of 2.89 indicates potential overvaluation.
Price to Book
The market values MBIA Inc. at -0.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -155.03 times EBITDA. This is generally considered low.
How Well Does MBI Make Money?
Net Profit Margin
For every $100 in sales, MBIA Inc. keeps $-2.21 as profit after all expenses.
Operating Margin
Core operations generate -2.26 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.12 in profit for every $100 of shareholder equity.
ROA
MBIA Inc. generates $-8.79 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
MBIA Inc. generates strong operating cash flow of $38.95M, reflecting robust business health.
Free Cash Flow
MBIA Inc. generates strong free cash flow of $38.95M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.77 in free cash annually.
FCF Yield
MBI converts 12.92% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-1.62
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.89
vs 25 benchmark
P/B Ratio
Price to book value ratio
-0.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.67
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-1.27
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.16
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
-0.09
vs 25 benchmark
ROCE
Return on capital employed
-0.10
vs 25 benchmark
How MBI Stacks Against Its Sector Peers
| Metric | MBI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -1.62 | 18.56 | Better (Cheaper) |
| ROE | 8.12% | 828.00% | Weak |
| Net Margin | -221.25% | -175.00% (disorted) | Weak |
| Debt/Equity | -1.27 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 7.16 | 663.54 | Strong Liquidity |
| ROA | -8.79% | -21308.00% (disorted) | Weak |
MBI outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews MBIA Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-74.47%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-112.65%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
18.32%
Industry Style: Value, Dividend, Cyclical
High Growth