Manappuram Finance Limited Fundamental Analysis (BSE: MANAPPURAM.BO)
Manappuram Finance Limited Fundamental Analysis (BSE: MANAPPURAM.BO)
Manappuram Finance Limited (BSE: MANAPPURAM.BO) shows moderate financial fundamentals with a PE ratio of 21.08, profit margin of 14.08%, and ROE of 10.08%. The company generates $102.9B in annual revenue with strong year-over-year growth of 12.37%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 12.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MANAPPURAM.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakMANAPPURAM.BO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMANAPPURAM.BO trades at attractive valuation levels.
Growth Score
ModerateMANAPPURAM.BO shows steady but slowing expansion.
Financial Health Score
ModerateMANAPPURAM.BO shows balanced financial health with some risks.
Profitability Score
WeakMANAPPURAM.BO struggles to sustain strong margins.
Key Financial Metrics
Is MANAPPURAM.BO Expensive or Cheap?
P/E Ratio
MANAPPURAM.BO trades at 21.08 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, MANAPPURAM.BO's PEG of 0.28 indicates potential undervaluation.
Price to Book
The market values Manappuram Finance Limited at 2.03 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 12.38 times EBITDA. This signals the market has high growth expectations.
How Well Does MANAPPURAM.BO Make Money?
Net Profit Margin
For every $100 in sales, Manappuram Finance Limited keeps $14.08 as profit after all expenses.
Operating Margin
Core operations generate 26.87 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.08 in profit for every $100 of shareholder equity.
ROA
Manappuram Finance Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Manappuram Finance Limited generates limited operating cash flow of $-24.87B, signaling weaker underlying cash strength.
Free Cash Flow
Manappuram Finance Limited generates weak or negative free cash flow of $-25.70B, restricting financial flexibility.
FCF Per Share
Each share generates $-27.35 in free cash annually.
FCF Yield
MANAPPURAM.BO converts -7.89% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
21.08
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.28
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.03
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How MANAPPURAM.BO Stacks Against Its Sector Peers
| Metric | MANAPPURAM.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 21.08 | 21.19 | Neutral |
| ROE | 10.08% | 657.00% | Weak |
| Net Margin | 14.08% | -1592.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 910.00 | Weak Liquidity |
| ROA | 0.00% | 4466981.00% | Weak |
MANAPPURAM.BO outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Manappuram Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
76.90%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-18.22%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
87.30%
Industry Style: Value, Dividend, Cyclical
High Growth