Manappuram Finance Limited
Manappuram Finance Limited Fundamental Analysis
Manappuram Finance Limited (MANAPPURAM.BO) shows weak financial fundamentals with a PE ratio of 61.51, profit margin of 4.47%, and ROE of 3.26%. The company generates $91.3B in annual revenue with strong year-over-year growth of 12.37%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 19.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MANAPPURAM.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakMANAPPURAM.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateMANAPPURAM.BO shows balanced valuation metrics.
Growth Score
ModerateMANAPPURAM.BO shows steady but slowing expansion.
Financial Health Score
WeakMANAPPURAM.BO carries high financial risk with limited liquidity.
Profitability Score
WeakMANAPPURAM.BO struggles to sustain strong margins.
Key Financial Metrics
Is MANAPPURAM.BO Expensive or Cheap?
P/E Ratio
MANAPPURAM.BO trades at 61.51 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, MANAPPURAM.BO's PEG of -7.40 indicates potential undervaluation.
Price to Book
The market values Manappuram Finance Limited at 1.97 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -7.21 times EBITDA. This is generally considered low.
How Well Does MANAPPURAM.BO Make Money?
Net Profit Margin
For every $100 in sales, Manappuram Finance Limited keeps $4.47 as profit after all expenses.
Operating Margin
Core operations generate 13.08 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.26 in profit for every $100 of shareholder equity.
ROA
Manappuram Finance Limited generates $0.79 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Manappuram Finance Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Manappuram Finance Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
MANAPPURAM.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
61.51
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-7.40
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.97
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.75
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.02
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.008
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How MANAPPURAM.BO Stacks Against Its Sector Peers
| Metric | MANAPPURAM.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 61.51 | 19.09 | Worse (Expensive) |
| ROE | 3.26% | 843.00% | Weak |
| Net Margin | 4.47% | 3730.00% | Weak |
| Debt/Equity | 3.02 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.00 | 661.68 | Weak Liquidity |
| ROA | 0.79% | -21651.00% (disorted) | Weak |
MANAPPURAM.BO outperforms its industry in 0 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Manappuram Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
76.90%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-18.22%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
87.30%
Industry Style: Value, Dividend, Cyclical
High Growth