Ma Credit Income Trust Fundamental Analysis (ASX: MA1.AX)
Ma Credit Income Trust Fundamental Analysis (ASX: MA1.AX)
Ma Credit Income Trust (ASX: MA1.AX) shows weak financial fundamentals with a PE ratio of 39.45, profit margin of 49.64%, and ROE of 4.46%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.8/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MA1.AX's fundamental strength across five key dimensions:
Efficiency Score
WeakMA1.AX struggles to generate sufficient returns from assets.
Valuation Score
ModerateMA1.AX shows balanced valuation metrics.
Growth Score
ModerateMA1.AX shows steady but slowing expansion.
Financial Health Score
ExcellentMA1.AX maintains a strong and stable balance sheet.
Profitability Score
WeakMA1.AX struggles to sustain strong margins.
Key Financial Metrics
Is MA1.AX Expensive or Cheap?
P/E Ratio
MA1.AX trades at 39.45 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, MA1.AX's PEG of -2.10 indicates potential undervaluation.
Price to Book
The market values Ma Credit Income Trust at 1.73 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 175.05 times EBITDA. This signals the market has high growth expectations.
How Well Does MA1.AX Make Money?
Net Profit Margin
For every $100 in sales, Ma Credit Income Trust keeps $49.64 as profit after all expenses.
Operating Margin
Core operations generate 68.35 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.46 in profit for every $100 of shareholder equity.
ROA
Ma Credit Income Trust generates $3.94 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ma Credit Income Trust generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Ma Credit Income Trust generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
MA1.AX converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
39.45
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-2.10
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.73
vs 25 benchmark
P/S Ratio
Price to sales ratio
117.73
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.47
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.06
vs 25 benchmark
How MA1.AX Stacks Against Its Sector Peers
| Metric | MA1.AX Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 39.45 | 20.34 | Worse (Expensive) |
| ROE | 4.46% | 640.00% | Weak |
| Net Margin | 49.64% | -531.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.82 | Strong (Low Leverage) |
| Current Ratio | 4.47 | 826.48 | Strong Liquidity |
| ROA | 3.94% | 57.00% | Weak |
MA1.AX outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ma Credit Income Trust's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical