Lakshmi Finance & Industrial Corporation Limited
Lakshmi Finance & Industrial Corporation Limited Fundamental Analysis
Lakshmi Finance & Industrial Corporation Limited (LFIC.NS) shows weak financial fundamentals with a PE ratio of 37.42, profit margin of 27.33%, and ROE of 2.01%. The company generates $0.0B in annual revenue with weak year-over-year growth of -14.79%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 16.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze LFIC.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakLFIC.NS struggles to generate sufficient returns from assets.
Valuation Score
ModerateLFIC.NS shows balanced valuation metrics.
Growth Score
WeakLFIC.NS faces weak or negative growth trends.
Financial Health Score
ExcellentLFIC.NS maintains a strong and stable balance sheet.
Profitability Score
ModerateLFIC.NS maintains healthy but balanced margins.
Key Financial Metrics
Is LFIC.NS Expensive or Cheap?
P/E Ratio
LFIC.NS trades at 37.42 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, LFIC.NS's PEG of -0.22 indicates potential undervaluation.
Price to Book
The market values Lakshmi Finance & Industrial Corporation Limited at 0.75 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 77.47 times EBITDA. This signals the market has high growth expectations.
How Well Does LFIC.NS Make Money?
Net Profit Margin
For every $100 in sales, Lakshmi Finance & Industrial Corporation Limited keeps $27.33 as profit after all expenses.
Operating Margin
Core operations generate 1.68 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.01 in profit for every $100 of shareholder equity.
ROA
Lakshmi Finance & Industrial Corporation Limited generates $1.90 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Lakshmi Finance & Industrial Corporation Limited generates limited operating cash flow of $-32.44M, signaling weaker underlying cash strength.
Free Cash Flow
Lakshmi Finance & Industrial Corporation Limited generates weak or negative free cash flow of $-32.49M, restricting financial flexibility.
FCF Per Share
Each share generates $-10.83 in free cash annually.
FCF Yield
LFIC.NS converts -7.16% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
37.42
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.22
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.75
vs 25 benchmark
P/S Ratio
Price to sales ratio
10.23
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
212.56
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.001
vs 25 benchmark
How LFIC.NS Stacks Against Its Sector Peers
| Metric | LFIC.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 37.42 | 19.02 | Worse (Expensive) |
| ROE | 2.01% | 808.00% | Weak |
| Net Margin | 27.33% | -7757.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 2.38 | Strong (Low Leverage) |
| Current Ratio | 212.56 | 610.97 | Strong Liquidity |
| ROA | 1.90% | -23941.00% (disorted) | Weak |
LFIC.NS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Lakshmi Finance & Industrial Corporation Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
191.68%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
154.37%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-516.24%
Industry Style: Value, Dividend, Cyclical
Declining