Lancashire Holdings Limited
Lancashire Holdings Limited Fundamental Analysis
Lancashire Holdings Limited (LCSHF) shows strong financial fundamentals with a PE ratio of 11.57, profit margin of 14.66%, and ROE of 11.24%. The company generates $1.1B in annual revenue with strong year-over-year growth of 19.51%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.0/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze LCSHF's fundamental strength across five key dimensions:
Efficiency Score
WeakLCSHF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentLCSHF trades at attractive valuation levels.
Growth Score
ModerateLCSHF shows steady but slowing expansion.
Financial Health Score
ExcellentLCSHF maintains a strong and stable balance sheet.
Profitability Score
WeakLCSHF struggles to sustain strong margins.
Key Financial Metrics
Is LCSHF Expensive or Cheap?
P/E Ratio
LCSHF trades at 11.57 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, LCSHF's PEG of -0.33 indicates potential undervaluation.
Price to Book
The market values Lancashire Holdings Limited at 1.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does LCSHF Make Money?
Net Profit Margin
For every $100 in sales, Lancashire Holdings Limited keeps $14.66 as profit after all expenses.
Operating Margin
Core operations generate 98.61 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.24 in profit for every $100 of shareholder equity.
ROA
Lancashire Holdings Limited generates $3.53 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Lancashire Holdings Limited produces operating cash flow of $228.89M, showing steady but balanced cash generation.
Free Cash Flow
Lancashire Holdings Limited generates strong free cash flow of $227.97M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.94 in free cash annually.
FCF Yield
LCSHF converts 12.17% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.57
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.33
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.66
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.32
vs 25 benchmark
Current Ratio
Current assets to current liabilities
711.51
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.24
vs 25 benchmark
How LCSHF Stacks Against Its Sector Peers
| Metric | LCSHF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.57 | 18.88 | Better (Cheaper) |
| ROE | 11.24% | 801.00% | Weak |
| Net Margin | 14.66% | 2213.00% | Weak |
| Debt/Equity | 0.32 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 711.51 | 615.97 | Strong Liquidity |
| ROA | 3.53% | -19854.00% (disorted) | Weak |
LCSHF outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Lancashire Holdings Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
151.75%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
123.02%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
1261.07%
Industry Style: Value, Dividend, Cyclical
High Growth