Life & Banc Split Corp.
Life & Banc Split Corp. Fundamental Analysis
Life & Banc Split Corp. (LBS.TO) shows moderate financial fundamentals with a PE ratio of 2.41, profit margin of 2.10%, and ROE of 46.08%. The company generates $0.1B in annual revenue with weak year-over-year growth of -56.21%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 1.7/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze LBS.TO's fundamental strength across five key dimensions:
Efficiency Score
ExcellentLBS.TO demonstrates superior asset utilization.
Valuation Score
ExcellentLBS.TO trades at attractive valuation levels.
Growth Score
WeakLBS.TO faces weak or negative growth trends.
Financial Health Score
ExcellentLBS.TO maintains a strong and stable balance sheet.
Profitability Score
ModerateLBS.TO maintains healthy but balanced margins.
Key Financial Metrics
Is LBS.TO Expensive or Cheap?
P/E Ratio
LBS.TO trades at 2.41 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, LBS.TO's PEG of 0.05 indicates potential undervaluation.
Price to Book
The market values Life & Banc Split Corp. at 0.97 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 1.07 times EBITDA. This is generally considered low.
How Well Does LBS.TO Make Money?
Net Profit Margin
For every $100 in sales, Life & Banc Split Corp. keeps $2.10 as profit after all expenses.
Operating Margin
Core operations generate 2.36 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $46.08 in profit for every $100 of shareholder equity.
ROA
Life & Banc Split Corp. generates $22.43 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Life & Banc Split Corp. produces operating cash flow of $21.44M, showing steady but balanced cash generation.
Free Cash Flow
Life & Banc Split Corp. generates strong free cash flow of $21.44M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.36 in free cash annually.
FCF Yield
LBS.TO converts 2.50% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
2.41
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.05
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.97
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.81
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.77
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.34
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.46
vs 25 benchmark
ROA
Return on assets percentage
0.22
vs 25 benchmark
ROCE
Return on capital employed
0.44
vs 25 benchmark
How LBS.TO Stacks Against Its Sector Peers
| Metric | LBS.TO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 2.41 | 19.04 | Better (Cheaper) |
| ROE | 46.08% | 808.00% | Weak |
| Net Margin | 209.82% | -7820.00% (disorted) | Strong |
| Debt/Equity | 0.77 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 2.34 | 611.26 | Strong Liquidity |
| ROA | 22.43% | -23985.00% (disorted) | Strong |
LBS.TO outperforms its industry in 5 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Life & Banc Split Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-75.95%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
0.18%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
-116.25%
Industry Style: Value, Dividend, Cyclical
Declining