Jackson Financial Inc. Fundamental Analysis (NYSE: JXN)
Jackson Financial Inc. (NYSE: JXN) shows weak financial fundamentals with a PE ratio of 162.36, profit margin of 1.58%, and ROE of 1.04%. The company generates $6.5B in annual revenue with weak year-over-year growth of 1.16%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 56.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze JXN's fundamental strength across five key dimensions:
Efficiency Score
WeakJXN struggles to generate sufficient returns from assets.
Valuation Score
ModerateJXN shows balanced valuation metrics.
Growth Score
WeakJXN faces weak or negative growth trends.
Financial Health Score
ModerateJXN shows balanced financial health with some risks.
Profitability Score
ModerateJXN maintains healthy but balanced margins.
Key Financial Metrics
Is JXN Expensive or Cheap?
P/E Ratio
JXN trades at 162.36 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, JXN's PEG of 0.02 indicates potential undervaluation.
Price to Book
The market values Jackson Financial Inc. at 0.91 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 30.61 times EBITDA. This signals the market has high growth expectations.
How Well Does JXN Make Money?
Net Profit Margin
For every $100 in sales, Jackson Financial Inc. keeps $1.58 as profit after all expenses.
Operating Margin
Core operations generate -0.32 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.04 in profit for every $100 of shareholder equity.
ROA
Jackson Financial Inc. generates $0.03 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Jackson Financial Inc. generates strong operating cash flow of $5.85B, reflecting robust business health.
Free Cash Flow
Jackson Financial Inc. generates strong free cash flow of $5.85B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $83.87 in free cash annually.
FCF Yield
JXN converts 64.95% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
162.36
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.91
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.39
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.28
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.42
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
-0.00
vs 25 benchmark
How JXN Stacks Against Its Sector Peers
| Metric | JXN Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 162.36 | 21.10 | Worse (Expensive) |
| ROE | 1.04% | 652.00% | Weak |
| Net Margin | 1.58% | -1585.00% (disorted) | Weak |
| Debt/Equity | 0.28 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.42 | 910.69 | Weak Liquidity |
| ROA | 0.03% | -574.00% (disorted) | Weak |
JXN outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Jackson Financial Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
94.01%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
102.23%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
109.08%
Industry Style: Value, Dividend, Cyclical
High Growth