The St. Joe Company
The St. Joe Company Fundamental Analysis
The St. Joe Company (JOE) shows moderate financial fundamentals with a PE ratio of 32.50, profit margin of 21.64%, and ROE of 14.79%. The company generates $0.5B in annual revenue with strong year-over-year growth of 27.46%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 77.6/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze JOE's fundamental strength across five key dimensions:
Efficiency Score
WeakJOE struggles to generate sufficient returns from assets.
Valuation Score
ModerateJOE shows balanced valuation metrics.
Growth Score
ExcellentJOE delivers strong and consistent growth momentum.
Financial Health Score
ExcellentJOE maintains a strong and stable balance sheet.
Profitability Score
ModerateJOE maintains healthy but balanced margins.
Key Financial Metrics
Is JOE Expensive or Cheap?
P/E Ratio
JOE trades at 32.50 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, JOE's PEG of 0.71 indicates potential undervaluation.
Price to Book
The market values The St. Joe Company at 4.76 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 15.32 times EBITDA. This signals the market has high growth expectations.
How Well Does JOE Make Money?
Net Profit Margin
For every $100 in sales, The St. Joe Company keeps $21.64 as profit after all expenses.
Operating Margin
Core operations generate 28.47 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.79 in profit for every $100 of shareholder equity.
ROA
The St. Joe Company generates $7.39 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
The St. Joe Company generates strong operating cash flow of $203.65M, reflecting robust business health.
Free Cash Flow
The St. Joe Company generates strong free cash flow of $198.77M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.46 in free cash annually.
FCF Yield
JOE converts 5.46% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
32.50
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.71
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.76
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.02
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.73
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.010
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.10
vs 25 benchmark
How JOE Stacks Against Its Sector Peers
| Metric | JOE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 32.50 | 23.35 | Worse (Expensive) |
| ROE | 14.79% | 665.00% | Weak |
| Net Margin | 21.64% | -37485.00% (disorted) | Strong |
| Debt/Equity | 0.73 | -21.05 (disorted) | Distorted |
| Current Ratio | 2.01 | 21.53 | Strong Liquidity |
| ROA | 7.39% | -931.00% (disorted) | Weak |
JOE outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews The St. Joe Company's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
227.31%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
161.87%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
422.96%
Industry Style: Income, Inflation Hedge, REIT
High Growth