Jhaveri Credits and Capital Limited Fundamental Analysis
Jhaveri Credits and Capital Limited Fundamental Analysis
Jhaveri Credits and Capital Limited (JHACC.BO) shows weak financial fundamentals with a PE ratio of 36.46, profit margin of 5.24%, and ROE of 5.24%. The company generates $0.8B in annual revenue with weak year-over-year growth of -9.72%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 28.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze JHACC.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakJHACC.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateJHACC.BO shows balanced valuation metrics.
Growth Score
ModerateJHACC.BO shows steady but slowing expansion.
Financial Health Score
ExcellentJHACC.BO maintains a strong and stable balance sheet.
Profitability Score
WeakJHACC.BO struggles to sustain strong margins.
Key Financial Metrics
Is JHACC.BO Expensive or Cheap?
P/E Ratio
JHACC.BO trades at 36.46 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, JHACC.BO's PEG of 0.41 indicates potential undervaluation.
Price to Book
The market values Jhaveri Credits and Capital Limited at 1.57 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 23.93 times EBITDA. This signals the market has high growth expectations.
How Well Does JHACC.BO Make Money?
Net Profit Margin
For every $100 in sales, Jhaveri Credits and Capital Limited keeps $5.24 as profit after all expenses.
Operating Margin
Core operations generate 4.56 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $5.24 in profit for every $100 of shareholder equity.
ROA
Jhaveri Credits and Capital Limited generates $3.73 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Jhaveri Credits and Capital Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Jhaveri Credits and Capital Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
JHACC.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
36.46
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.41
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.57
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.58
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.08
vs 25 benchmark
Current Ratio
Current assets to current liabilities
21.68
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How JHACC.BO Stacks Against Its Sector Peers
| Metric | JHACC.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 36.46 | 19.35 | Worse (Expensive) |
| ROE | 5.24% | 806.00% | Weak |
| Net Margin | 5.24% | -7442.00% (disorted) | Weak |
| Debt/Equity | 0.08 | 1.07 | Strong (Low Leverage) |
| Current Ratio | 21.68 | 610.69 | Strong Liquidity |
| ROA | 3.73% | -23941.00% (disorted) | Weak |
JHACC.BO outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Jhaveri Credits and Capital Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
3827.60%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
776.65%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-123.12%
Industry Style: Value, Dividend, Cyclical
Declining