Investec Group
Investec Group Fundamental Analysis
Investec Group (ITCFY) shows moderate financial fundamentals with a PE ratio of 8.67, profit margin of 20.20%, and ROE of 2.04%. The company generates $3.4B in annual revenue with moderate year-over-year growth of 4.40%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.7/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ITCFY's fundamental strength across five key dimensions:
Efficiency Score
WeakITCFY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentITCFY trades at attractive valuation levels.
Growth Score
WeakITCFY faces weak or negative growth trends.
Financial Health Score
ModerateITCFY shows balanced financial health with some risks.
Profitability Score
ExcellentITCFY achieves industry-leading margins.
Key Financial Metrics
Is ITCFY Expensive or Cheap?
P/E Ratio
ITCFY trades at 8.67 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ITCFY's PEG of 0.96 indicates potential undervaluation.
Price to Book
The market values Investec Group at 0.10 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 54.40 times EBITDA. This signals the market has high growth expectations.
How Well Does ITCFY Make Money?
Net Profit Margin
For every $100 in sales, Investec Group keeps $20.20 as profit after all expenses.
Operating Margin
Core operations generate 43.72 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.04 in profit for every $100 of shareholder equity.
ROA
Investec Group generates $0.09 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Investec Group generates limited operating cash flow of $261.43M, signaling weaker underlying cash strength.
Free Cash Flow
Investec Group generates strong free cash flow of $642.98M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.46 in free cash annually.
FCF Yield
ITCFY converts 10.44% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.67
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.96
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.10
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.81
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.33
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.07
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.009
vs 25 benchmark
How ITCFY Stacks Against Its Sector Peers
| Metric | ITCFY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.67 | 18.85 | Better (Cheaper) |
| ROE | 2.04% | 808.00% | Weak |
| Net Margin | 20.20% | 2312.00% | Weak |
| Debt/Equity | 0.33 | 1.01 | Strong (Low Leverage) |
| Current Ratio | 0.07 | 615.45 | Weak Liquidity |
| ROA | 0.09% | -23789.00% (disorted) | Weak |
ITCFY outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Investec Group's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
23.97%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-32.46%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-206.67%
Industry Style: Value, Dividend, Cyclical
Declining