India Shelter Finance Corporation Limited Fundamental Analysis (NSE: INDIASHLTR.NS)
India Shelter Finance Corporation Limited Fundamental Analysis (NSE: INDIASHLTR.NS)
India Shelter Finance Corporation Limited (NSE: INDIASHLTR.NS) shows strong financial fundamentals with a PE ratio of 13.91, profit margin of 32.93%, and ROE of 17.23%. The company generates $16.0B in annual revenue with strong year-over-year growth of 46.53%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 5.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze INDIASHLTR.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakINDIASHLTR.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentINDIASHLTR.NS trades at attractive valuation levels.
Growth Score
ExcellentINDIASHLTR.NS delivers strong and consistent growth momentum.
Financial Health Score
ModerateINDIASHLTR.NS shows balanced financial health with some risks.
Profitability Score
ModerateINDIASHLTR.NS maintains healthy but balanced margins.
Key Financial Metrics
Is INDIASHLTR.NS Expensive or Cheap?
P/E Ratio
INDIASHLTR.NS trades at 13.91 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, INDIASHLTR.NS's PEG of 0.53 indicates potential undervaluation.
Price to Book
The market values India Shelter Finance Corporation Limited at 2.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.56 times EBITDA. This signals the market has high growth expectations.
How Well Does INDIASHLTR.NS Make Money?
Net Profit Margin
For every $100 in sales, India Shelter Finance Corporation Limited keeps $32.93 as profit after all expenses.
Operating Margin
Core operations generate 45.43 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $17.23 in profit for every $100 of shareholder equity.
ROA
India Shelter Finance Corporation Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
India Shelter Finance Corporation Limited generates limited operating cash flow of $-4.77B, signaling weaker underlying cash strength.
Free Cash Flow
India Shelter Finance Corporation Limited generates weak or negative free cash flow of $-4.85B, restricting financial flexibility.
FCF Per Share
Each share generates $-44.53 in free cash annually.
FCF Yield
INDIASHLTR.NS converts -6.60% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.91
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.53
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.59
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.17
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How INDIASHLTR.NS Stacks Against Its Sector Peers
| Metric | INDIASHLTR.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.91 | 21.03 | Better (Cheaper) |
| ROE | 17.23% | 647.00% | Weak |
| Net Margin | 32.93% | -1591.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 912.43 | Weak Liquidity |
| ROA | 0.00% | -579.00% (disorted) | Weak |
INDIASHLTR.NS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews India Shelter Finance Corporation Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
445.36%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
528.33%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-283.87%
Industry Style: Value, Dividend, Cyclical
Declining