Ind Bank Housing Limited
Ind Bank Housing Limited Fundamental Analysis
Ind Bank Housing Limited (INDBNK.BO) shows weak financial fundamentals with a PE ratio of -480.86, profit margin of -20.28%, and ROE of 0.07%. The company generates $0.0B in annual revenue with weak year-over-year growth of 0.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 15.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze INDBNK.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakINDBNK.BO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentINDBNK.BO trades at attractive valuation levels.
Growth Score
ModerateINDBNK.BO shows steady but slowing expansion.
Financial Health Score
ModerateINDBNK.BO shows balanced financial health with some risks.
Profitability Score
WeakINDBNK.BO struggles to sustain strong margins.
Key Financial Metrics
Is INDBNK.BO Expensive or Cheap?
P/E Ratio
INDBNK.BO trades at -480.86 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, INDBNK.BO's PEG of -3.55 indicates potential undervaluation.
Price to Book
The market values Ind Bank Housing Limited at -0.35 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 439.54 times EBITDA. This signals the market has high growth expectations.
How Well Does INDBNK.BO Make Money?
Net Profit Margin
For every $100 in sales, Ind Bank Housing Limited keeps $-20.28 as profit after all expenses.
Operating Margin
Core operations generate -75.54 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.07 in profit for every $100 of shareholder equity.
ROA
Ind Bank Housing Limited generates $-0.45 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ind Bank Housing Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Ind Bank Housing Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
INDBNK.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-480.86
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-3.55
vs 25 benchmark
P/B Ratio
Price to book value ratio
-0.35
vs 25 benchmark
P/S Ratio
Price to sales ratio
110.82
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-1.07
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.001
vs 25 benchmark
ROA
Return on assets percentage
-0.00
vs 25 benchmark
ROCE
Return on capital employed
-0.02
vs 25 benchmark
How INDBNK.BO Stacks Against Its Sector Peers
| Metric | INDBNK.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -480.86 | 19.08 | Better (Cheaper) |
| ROE | 0.07% | 799.00% | Weak |
| Net Margin | -20.28% | -7710.00% (disorted) | Weak |
| Debt/Equity | -1.07 | 2.40 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 560.55 | Weak Liquidity |
| ROA | -0.45% | -23972.00% (disorted) | Weak |
INDBNK.BO outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ind Bank Housing Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-100.00%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-111.18%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
25.66%
Industry Style: Value, Dividend, Cyclical
High Growth