Indbank Merchant Banking Services Limited Fundamental Analysis (NSE: INDBANK.NS)
Indbank Merchant Banking Services Limited Fundamental Analysis (NSE: INDBANK.NS)
Indbank Merchant Banking Services Limited (NSE: INDBANK.NS) shows moderate financial fundamentals with a PE ratio of 19.94, profit margin of 29.03%, and ROE of 7.72%. The company generates $0.3B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 53.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze INDBANK.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakINDBANK.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentINDBANK.NS trades at attractive valuation levels.
Growth Score
ModerateINDBANK.NS shows steady but slowing expansion.
Financial Health Score
ModerateINDBANK.NS shows balanced financial health with some risks.
Profitability Score
WeakINDBANK.NS struggles to sustain strong margins.
Key Financial Metrics
Is INDBANK.NS Expensive or Cheap?
P/E Ratio
INDBANK.NS trades at 19.94 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, INDBANK.NS's PEG of -4.34 indicates potential undervaluation.
Price to Book
The market values Indbank Merchant Banking Services Limited at 1.49 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 22.62 times EBITDA. This signals the market has high growth expectations.
How Well Does INDBANK.NS Make Money?
Net Profit Margin
For every $100 in sales, Indbank Merchant Banking Services Limited keeps $29.03 as profit after all expenses.
Operating Margin
Core operations generate 45.44 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.72 in profit for every $100 of shareholder equity.
ROA
Indbank Merchant Banking Services Limited generates $5.98 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Indbank Merchant Banking Services Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Indbank Merchant Banking Services Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
INDBANK.NS converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
19.94
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-4.34
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.49
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.79
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How INDBANK.NS Stacks Against Its Sector Peers
| Metric | INDBANK.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 19.94 | 21.04 | Neutral |
| ROE | 7.72% | 654.00% | Weak |
| Net Margin | 29.03% | -780.00% (disorted) | Strong |
| Debt/Equity | 0.00 | 0.87 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 877.76 | Weak Liquidity |
| ROA | 5.98% | 6586.00% | Weak |
INDBANK.NS outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Indbank Merchant Banking Services Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical