Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Fundamental Analysis (SES: HPAD.SI)
Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh Fundamental Analysis (SES: HPAD.SI)
Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh (SES: HPAD.SI) shows moderate financial fundamentals with a PE ratio of 16.19, profit margin of 12.87%, and ROE of 13.29%. The company generates $2302.2B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 57.4/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze HPAD.SI's fundamental strength across five key dimensions:
Efficiency Score
WeakHPAD.SI struggles to generate sufficient returns from assets.
Valuation Score
ExcellentHPAD.SI trades at attractive valuation levels.
Growth Score
ModerateHPAD.SI shows steady but slowing expansion.
Financial Health Score
WeakHPAD.SI carries high financial risk with limited liquidity.
Profitability Score
WeakHPAD.SI struggles to sustain strong margins.
Key Financial Metrics
Is HPAD.SI Expensive or Cheap?
P/E Ratio
HPAD.SI trades at 16.19 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, HPAD.SI's PEG of -0.78 indicates potential undervaluation.
Price to Book
The market values Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh at 0.41 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.65 times EBITDA. This is generally considered low.
How Well Does HPAD.SI Make Money?
Net Profit Margin
For every $100 in sales, Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh keeps $12.87 as profit after all expenses.
Operating Margin
Core operations generate 18.62 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.29 in profit for every $100 of shareholder equity.
ROA
Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh generates $0.93 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh generates strong operating cash flow of $1.23T, reflecting robust business health.
Free Cash Flow
Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh generates strong free cash flow of $1.22T, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $30.75 in free cash annually.
FCF Yield
HPAD.SI converts 56.73% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
16.19
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.78
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.41
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.93
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.31
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.23
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.13
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How HPAD.SI Stacks Against Its Sector Peers
| Metric | HPAD.SI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 16.19 | 21.03 | Better (Cheaper) |
| ROE | 13.29% | 647.00% | Weak |
| Net Margin | 12.87% | -1591.00% (disorted) | Strong |
| Debt/Equity | 1.31 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.23 | 912.43 | Weak Liquidity |
| ROA | 0.93% | -579.00% (disorted) | Weak |
HPAD.SI outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ping An Insurance (Group) Company of China Ltd. Shs UnSp Singapore Depositary Receipt Repr 1/2 Sh's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical