Hannover Rück SE Fundamental Analysis (SIX: HNR1.SW)
Hannover Rück SE Fundamental Analysis (SIX: HNR1.SW)
Hannover Rück SE (SIX: HNR1.SW) shows strong financial fundamentals with a PE ratio of 11.02, profit margin of 10.68%, and ROE of 21.00%. The company generates $25.6B in annual revenue with moderate year-over-year growth of 9.09%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 69.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze HNR1.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakHNR1.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentHNR1.SW trades at attractive valuation levels.
Growth Score
ExcellentHNR1.SW delivers strong and consistent growth momentum.
Financial Health Score
ModerateHNR1.SW shows balanced financial health with some risks.
Profitability Score
ModerateHNR1.SW maintains healthy but balanced margins.
Key Financial Metrics
Is HNR1.SW Expensive or Cheap?
P/E Ratio
HNR1.SW trades at 11.02 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, HNR1.SW's PEG of 0.79 indicates potential undervaluation.
Price to Book
The market values Hannover Rück SE at 2.33 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.30 times EBITDA. This is generally considered low.
How Well Does HNR1.SW Make Money?
Net Profit Margin
For every $100 in sales, Hannover Rück SE keeps $10.68 as profit after all expenses.
Operating Margin
Core operations generate 14.12 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $21.00 in profit for every $100 of shareholder equity.
ROA
Hannover Rück SE generates $3.68 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Hannover Rück SE generates strong operating cash flow of $6.46B, reflecting robust business health.
Free Cash Flow
Hannover Rück SE generates strong free cash flow of $5.20B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $43.15 in free cash annually.
FCF Yield
HNR1.SW converts 16.80% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.02
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.79
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.33
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.21
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.31
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How HNR1.SW Stacks Against Its Sector Peers
| Metric | HNR1.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.02 | 21.07 | Better (Cheaper) |
| ROE | 21.00% | 647.00% | Weak |
| Net Margin | 10.68% | -1594.00% (disorted) | Strong |
| Debt/Equity | 0.31 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 912.43 | Weak Liquidity |
| ROA | 3.68% | -579.00% (disorted) | Weak |
HNR1.SW outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Hannover Rück SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
15.66%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
198.96%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
88.42%
Industry Style: Value, Dividend, Cyclical
High Growth