Hannover Rück SE
Hannover Rück SE Fundamental Analysis
Hannover Rück SE (HNR1.SW) shows moderate financial fundamentals with a PE ratio of 11.12, profit margin of 10.79%, and ROE of 22.05%. The company generates $25.9B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 74.5/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze HNR1.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakHNR1.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentHNR1.SW trades at attractive valuation levels.
Growth Score
ModerateHNR1.SW shows steady but slowing expansion.
Financial Health Score
ModerateHNR1.SW shows balanced financial health with some risks.
Profitability Score
ModerateHNR1.SW maintains healthy but balanced margins.
Key Financial Metrics
Is HNR1.SW Expensive or Cheap?
P/E Ratio
HNR1.SW trades at 11.12 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, HNR1.SW's PEG of 1.60 indicates fair valuation.
Price to Book
The market values Hannover Rück SE at 2.40 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.29 times EBITDA. This signals the market has high growth expectations.
How Well Does HNR1.SW Make Money?
Net Profit Margin
For every $100 in sales, Hannover Rück SE keeps $10.79 as profit after all expenses.
Operating Margin
Core operations generate 10.12 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $22.05 in profit for every $100 of shareholder equity.
ROA
Hannover Rück SE generates $3.68 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Hannover Rück SE produces operating cash flow of $5.74B, showing steady but balanced cash generation.
Free Cash Flow
Hannover Rück SE generates strong free cash flow of $2.66B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $22.10 in free cash annually.
FCF Yield
HNR1.SW converts 7.95% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.12
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.60
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.40
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.30
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.35
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.22
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How HNR1.SW Stacks Against Its Sector Peers
| Metric | HNR1.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.12 | 18.52 | Better (Cheaper) |
| ROE | 22.05% | 814.00% | Weak |
| Net Margin | 10.79% | 2191.00% | Weak |
| Debt/Equity | 0.35 | 0.87 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 703.80 | Weak Liquidity |
| ROA | 3.68% | -24412.00% (disorted) | Weak |
HNR1.SW outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Hannover Rück SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical