Georgetown Bancorp, Inc.
Georgetown Bancorp, Inc. Fundamental Analysis
Georgetown Bancorp, Inc. (GTWN) shows weak financial fundamentals with a PE ratio of 240.28, profit margin of 1.88%, and ROE of 0.61%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 18.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze GTWN's fundamental strength across five key dimensions:
Efficiency Score
WeakGTWN struggles to generate sufficient returns from assets.
Valuation Score
WeakGTWN trades at a premium to fair value.
Growth Score
WeakGTWN faces weak or negative growth trends.
Financial Health Score
ModerateGTWN shows balanced financial health with some risks.
Profitability Score
WeakGTWN struggles to sustain strong margins.
Key Financial Metrics
Is GTWN Expensive or Cheap?
P/E Ratio
GTWN trades at 240.28 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, GTWN's PEG of 2.40 indicates potential overvaluation.
Price to Book
The market values Georgetown Bancorp, Inc. at 1.45 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -6.26 times EBITDA. This is generally considered low.
How Well Does GTWN Make Money?
Net Profit Margin
For every $100 in sales, Georgetown Bancorp, Inc. keeps $1.88 as profit after all expenses.
Operating Margin
Core operations generate 5.91 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.61 in profit for every $100 of shareholder equity.
ROA
Georgetown Bancorp, Inc. generates $0.06 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $0.16 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
240.28
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.40
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.45
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.77
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.006
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How GTWN Stacks Against Its Sector Peers
| Metric | GTWN Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 240.28 | 18.66 | Worse (Expensive) |
| ROE | 0.61% | 804.00% | Weak |
| Net Margin | 1.88% | 2258.00% | Weak |
| Debt/Equity | 0.77 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 662.03 | Weak Liquidity |
| ROA | 0.06% | -24049.00% (disorted) | Weak |
GTWN outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Georgetown Bancorp, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical