Gujarat Lease Financing Limited
Gujarat Lease Financing Limited Fundamental Analysis
Gujarat Lease Financing Limited (GLFL.NS) shows weak financial fundamentals with a PE ratio of 357.40, profit margin of 8.49%, and ROE of -0.88%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 62.3/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze GLFL.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakGLFL.NS struggles to generate sufficient returns from assets.
Valuation Score
ModerateGLFL.NS shows balanced valuation metrics.
Growth Score
ModerateGLFL.NS shows steady but slowing expansion.
Financial Health Score
ModerateGLFL.NS shows balanced financial health with some risks.
Profitability Score
WeakGLFL.NS struggles to sustain strong margins.
Key Financial Metrics
Is GLFL.NS Expensive or Cheap?
P/E Ratio
GLFL.NS trades at 357.40 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, GLFL.NS's PEG of -10.14 indicates potential undervaluation.
Price to Book
The market values Gujarat Lease Financing Limited at -3.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -46.44 times EBITDA. This is generally considered low.
How Well Does GLFL.NS Make Money?
Net Profit Margin
For every $100 in sales, Gujarat Lease Financing Limited keeps $8.49 as profit after all expenses.
Operating Margin
Core operations generate -1.30 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-0.88 in profit for every $100 of shareholder equity.
ROA
Gujarat Lease Financing Limited generates $0.57 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Gujarat Lease Financing Limited generates limited operating cash flow of $-2.01M, signaling weaker underlying cash strength.
Free Cash Flow
Gujarat Lease Financing Limited generates weak or negative free cash flow of $-2.02M, restricting financial flexibility.
FCF Per Share
Each share generates $-0.07 in free cash annually.
FCF Yield
GLFL.NS converts -1.57% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
357.40
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-10.14
vs 25 benchmark
P/B Ratio
Price to book value ratio
-3.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
30.33
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-2.44
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.01
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
-0.09
vs 25 benchmark
How GLFL.NS Stacks Against Its Sector Peers
| Metric | GLFL.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 357.40 | 18.92 | Worse (Expensive) |
| ROE | -0.88% | 814.00% | Weak |
| Net Margin | 8.49% | 1563.00% | Weak |
| Debt/Equity | -2.44 | 0.99 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 654.93 | Weak Liquidity |
| ROA | 0.57% | -24497.00% (disorted) | Weak |
GLFL.NS outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Gujarat Lease Financing Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical